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tiene un objetivo: eliminar las molestias de gastar en el trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[127,128,129],{"path":125,"name":25,"lang":37,"published":25},{"path":125,"name":25,"lang":39,"published":25},{"path":125,"name":25,"lang":32,"published":25},[],{"type":107,"content":132},[133,138,144,151,167,173,214,220,226,231,245,251,265,271,289,295,301,306,319,324,329,334,339,344,349,354,359,364,369,374,379,411,416,421,426,460,466,472,477,527,532,538],{"type":110,"attrs":134,"content":135},{"textAlign":25,"key":112},[136],{"text":137,"type":116},"El control de gastos de obra permite saber si cada proyecto se mantiene dentro del presupuesto mientras la obra sigue en marcha. En una empresa de construcción, las compras urgentes de material, las dietas del equipo, los desplazamientos y las facturas de proveedores pueden aparecer repartidos entre albaranes, mensajes, correos electrónicos y tiques en papel. Cuando la información llega tarde, la desviación ya puede haberse convertido en un problema de margen.",{"type":110,"attrs":139,"content":141},{"textAlign":25,"key":140},"p-1",[142],{"text":143,"type":116},"La solución consiste en combinar un método de seguimiento por obra con herramientas que permitan autorizar, registrar y revisar los gastos a medida que se producen. Así, el equipo de campo puede comprar lo que necesita sin perder agilidad y el equipo financiero mantiene visibilidad sobre el presupuesto.",{"type":145,"attrs":146,"content":148},"heading",{"level":147,"textAlign":25},2,[149],{"text":150,"type":116},"Qué implica el control de gastos de obra y por qué se descontrola",{"type":110,"attrs":152,"content":154},{"textAlign":25,"key":153},"p-2",[155,157,165],{"text":156,"type":116},"El control de gastos de obra analiza el gasto proyecto a proyecto, no solo el balance global de la empresa. Mientras",{"text":158,"type":116,"marks":159}," la contabilidad general",[160],{"type":161,"attrs":162},"link",{"href":163,"uuid":25,"anchor":25,"target":164,"linktype":98},"https://www.spendesk.com/es/blog/cuentas-de-gastos/","_blank",{"text":166,"type":116}," responde a las obligaciones contables y fiscales de la sociedad, el control de costes en obra responde a una pregunta operativa: ¿esta obra sigue dentro de su presupuesto?",{"type":110,"attrs":168,"content":170},{"textAlign":25,"key":169},"p-3",[171],{"text":172,"type":116},"Para contestar esta pregunta, conviene distinguir tres variables:",{"type":174,"content":175},"bullet_list",[176,190,202],{"type":177,"content":178},"list_item",[179],{"type":110,"attrs":180,"content":182},{"textAlign":25,"key":181},"p-4",[183,188],{"text":184,"type":116,"marks":185},"Coste previsto o presupuestado:",[186],{"type":187},"bold",{"text":189,"type":116}," el importe planificado para una obra o partida.",{"type":177,"content":191},[192],{"type":110,"attrs":193,"content":195},{"textAlign":25,"key":194},"p-5",[196,200],{"text":197,"type":116,"marks":198},"Coste comprometido:",[199],{"type":187},{"text":201,"type":116}," el importe que ya se ha contratado o pedido, aunque todavía no se haya pagado o facturado.",{"type":177,"content":203},[204],{"type":110,"attrs":205,"content":207},{"textAlign":25,"key":206},"p-6",[208,212],{"text":209,"type":116,"marks":210},"Coste real registrado:",[211],{"type":187},{"text":213,"type":116}," el gasto que ya se ha reconocido o incorporado al sistema de control de la empresa.",{"type":110,"attrs":215,"content":217},{"textAlign":25,"key":216},"p-7",[218],{"text":219,"type":116},"El presupuesto suele organizarse por partidas, siguiendo la estructura del presupuesto de cada proyecto. Puede incluir, entre otras, movimiento de tierras, estructura, albañilería, instalaciones y acabados. Cada partida tiene un importe asignado y un grado de avance diferente. Por eso, el control de costes en la construcción debe hacerse partida a partida, no únicamente a partir del coste total al cierre de la obra.",{"type":110,"attrs":221,"content":223},{"textAlign":25,"key":222},"p-8",[224],{"text":225,"type":116},"Los problemas aparecen cuando las compras se hacen de manera informal, las aprobaciones se dan verbalmente o por WhatsApp, las facturas de subcontratas llegan con retraso y el Excel se actualiza solo cuando alguien tiene tiempo. En ese escenario, el gasto existe desde el momento en que se adquiere el compromiso, pero no se refleja en la información disponible para el equipo financiero.",{"type":145,"attrs":227,"content":228},{"level":147,"textAlign":25},[229],{"text":230,"type":116},"Métodos para controlar el presupuesto de cada obra en tiempo real",{"type":110,"attrs":232,"content":234},{"textAlign":25,"key":233},"p-9",[235,237,243],{"text":236,"type":116},"La herramienta ayuda, pero el método es el punto de partida. El primer paso consiste en",{"text":238,"type":116,"marks":239}," presupuestar por partidas",[240],{"type":161,"attrs":241},{"href":242,"uuid":25,"anchor":25,"target":164,"linktype":98},"https://www.spendesk.com/es/blog/procedimiento-presupuestario/",{"text":244,"type":116}," y establecer un umbral de alerta para cada una. Cuando una partida se acerca al límite definido, el equipo puede revisar el gasto y actuar antes de que la desviación sea difícil de corregir.",{"type":110,"attrs":246,"content":248},{"textAlign":25,"key":247},"p-10",[249],{"text":250,"type":116},"El seguimiento debe comparar de forma continua el coste previsto, el comprometido y el real registrado. Mirar únicamente lo pagado ofrece una imagen atrasada de la obra, porque los pagos y las facturas suelen producirse después de que se haya tomado la decisión de compra.",{"type":110,"attrs":252,"content":254},{"textAlign":25,"key":253},"p-11",[255,257,263],{"text":256,"type":116},"Por eso, el compromiso debe registrarse cuando se adquiere. Una",{"text":258,"type":116,"marks":259}," orden de compra",[260],{"type":161,"attrs":261},{"href":262,"uuid":25,"anchor":25,"target":164,"linktype":98},"https://www.spendesk.com/es/blog/orden-de-compra/",{"text":264,"type":116}," aceptada o un contrato de subcontrata ya afectan al presupuesto, aunque la factura llegue semanas más tarde. Incluir ese importe desde el principio permite conocer el margen proyectado con mayor precisión.",{"type":110,"attrs":266,"content":268},{"textAlign":25,"key":267},"p-12",[269],{"text":270,"type":116},"A partir de ahí, dos indicadores ayudan a detectar desviaciones:",{"type":174,"content":272},[273,281],{"type":177,"content":274},[275],{"type":110,"attrs":276,"content":278},{"textAlign":25,"key":277},"p-13",[279],{"text":280,"type":116},"La comparación entre el presupuesto disponible, el coste comprometido y el coste real por partida.",{"type":177,"content":282},[283],{"type":110,"attrs":284,"content":286},{"textAlign":25,"key":285},"p-14",[287],{"text":288,"type":116},"La relación entre el porcentaje de avance físico de la obra y el porcentaje de presupuesto consumido.",{"type":110,"attrs":290,"content":292},{"textAlign":25,"key":291},"p-15",[293],{"text":294,"type":116},"Si el gasto avanza más rápido que la ejecución, conviene revisar las causas. Puede ser necesario renegociar con un proveedor, ajustar el alcance de una partida o analizar los rendimientos y consumos previstos.",{"type":110,"attrs":296,"content":298},{"textAlign":25,"key":297},"p-16",[299],{"text":300,"type":116},"En el caso de las subcontratas, registrar el compromiso cuando se firma el contrato permite reflejar su impacto en el margen desde el principio. Después, las certificaciones y facturas pueden revisarse frente a los trabajos ejecutados y a las condiciones pactadas.",{"type":145,"attrs":302,"content":303},{"level":147,"textAlign":25},[304],{"text":305,"type":116},"Cómo aprobar compras en obra sin frenar al equipo de campo",{"type":110,"attrs":307,"content":308},{"textAlign":25,"key":112},[309,311,317],{"text":310,"type":116},"El equilibrio entre control y agilidad se consigue autorizando el gasto antes de que se realice, en lugar de revisarlo únicamente después. Para ello, es importante definir",{"text":312,"type":116,"marks":313}," niveles de autorización por importe y por rol",[314],{"type":161,"attrs":315},{"href":316,"uuid":25,"anchor":25,"target":164,"linktype":98},"https://www.spendesk.com/es/blog/politica-de-gastos/",{"text":318,"type":116},".",{"type":110,"attrs":320,"content":321},{"textAlign":25,"key":140},[322],{"text":323,"type":116},"El encargado puede gestionar compras de menor importe dentro de unos límites definidos, mientras que el jefe de obra o el equipo financiero pueden encargarse de los pedidos de mayor cuantía y de las subcontratas. La distribución concreta dependerá del tamaño de la empresa, la estructura de cada proyecto y la política interna.",{"type":110,"attrs":325,"content":326},{"textAlign":25,"key":153},[327],{"text":328,"type":116},"Este modelo permite que cada persona tome decisiones dentro de su ámbito sin convertir al departamento financiero en un punto de bloqueo. También deja claro quién debe aprobar cada tipo de gasto y en qué casos es necesario escalar una solicitud.",{"type":110,"attrs":330,"content":331},{"textAlign":25,"key":169},[332],{"text":333,"type":116},"El control previo al gasto puede apoyarse en medios de pago con límites y reglas de uso. En lugar de depender exclusivamente de la caja chica o de reembolsos posteriores, la empresa puede utilizar tarjetas corporativas físicas y virtuales para determinados equipos, personas o usos. Estas tarjetas permiten establecer límites y aplicar restricciones conforme a la configuración de la cuenta.",{"type":110,"attrs":335,"content":336},{"textAlign":25,"key":181},[337],{"text":338,"type":116},"Spendesk ofrece tarjetas corporativas físicas y virtuales, además de flujos de aprobación y visibilidad sobre las transacciones. Esto puede ayudar a que el equipo de campo realice compras dentro de las reglas definidas y a que el departamento financiero revise la información sin esperar al cierre de mes.",{"type":110,"attrs":340,"content":341},{"textAlign":25,"key":194},[342],{"text":343,"type":116},"El resultado es un proceso más sencillo para ambas partes. El equipo de obra dispone de un medio de pago autorizado y el equipo financiero conserva el control sobre los límites, las aprobaciones y la información asociada al gasto.",{"type":145,"attrs":345,"content":346},{"level":147,"textAlign":25},[347],{"text":348,"type":116},"La captura de recibos en campo y el fin del trabajo manual",{"type":110,"attrs":350,"content":351},{"textAlign":25,"key":206},[352],{"text":353,"type":116},"El control no termina con el pago. Cada compra debe quedar respaldada por la documentación disponible y asociada a la obra y a la partida que corresponda, de acuerdo con los procedimientos internos de la empresa.",{"type":110,"attrs":355,"content":356},{"textAlign":25,"key":216},[357],{"text":358,"type":116},"Capturar el tique o la factura desde el móvil en el momento del pago reduce el riesgo de pérdida y evita acumular documentos para procesarlos al final del mes. También facilita que la persona responsable añada la información necesaria mientras todavía recuerda para qué se hizo la compra.",{"type":110,"attrs":360,"content":361},{"textAlign":25,"key":222},[362],{"text":363,"type":116},"Spendesk permite cargar facturas y justificantes desde la plataforma, y su herramienta OCR puede extraer información relevante de las facturas. Los datos deben revisarse y completarse cuando sea necesario, especialmente si la documentación contiene información incompleta o si la empresa utiliza campos específicos para identificar la obra o la partida. En función de la configuración, las políticas de gasto pueden exigir justificantes o aplicar reglas sobre determinadas transacciones. El sistema ayuda a aplicar el proceso definido, pero la revisión interna sigue siendo importante cuando existen discrepancias, documentación incompleta o requisitos específicos de la empresa.",{"type":110,"attrs":365,"content":366},{"textAlign":25,"key":233},[367],{"text":368,"type":116},"Las dietas y los gastos de viaje del equipo de campo pueden seguir el mismo flujo. La manutención, los peajes, el aparcamiento o el combustible se registran desde el móvil y se organizan con la información necesaria para su posterior revisión. La política interna debe establecer qué gastos están permitidos, qué documentación se necesita y cómo deben imputarse a cada obra.",{"type":145,"attrs":370,"content":371},{"level":147,"textAlign":25},[372],{"text":373,"type":116},"Herramientas y software de gestión de obras para el control de gastos",{"type":110,"attrs":375,"content":376},{"textAlign":25,"key":247},[377],{"text":378,"type":116},"Una empresa constructora no necesita que una única herramienta cubra todos los procesos. Lo habitual es combinar varias capas:",{"type":380,"content":381},"ordered_list",[382,389,404],{"type":177,"content":383},[384],{"type":110,"attrs":385,"content":386},{"textAlign":25,"key":253},[387],{"text":388,"type":116},"El software de gestión de obras y proyectos o el ERP de construcción, que puede utilizarse para planificar el proyecto, gestionar mediciones, certificaciones y presupuestos.",{"type":177,"content":390},[391],{"type":110,"attrs":392,"content":393},{"textAlign":25,"key":267},[394,396,402],{"text":395,"type":116},"La",{"text":397,"type":116,"marks":398}," plataforma de gestión del gasto",[399],{"type":161,"attrs":400},{"href":401,"uuid":25,"anchor":25,"target":164,"linktype":98},"https://www.spendesk.com/es/blog/gestion-de-gastos/",{"text":403,"type":116},", orientada a las compras del día a día, las tarjetas, las aprobaciones, los pagos y la recopilación de justificantes.",{"type":177,"content":405},[406],{"type":110,"attrs":407,"content":408},{"textAlign":25,"key":277},[409],{"text":410,"type":116},"Las hojas de cálculo, que pueden resultar útiles en proyectos pequeños, pero presentan limitaciones cuando varias obras y personas generan gastos al mismo tiempo.",{"type":110,"attrs":412,"content":413},{"textAlign":25,"key":285},[414],{"text":415,"type":116},"El software de gestión de obras suele ser adecuado para planificar y valorar el proyecto. Sin embargo, no siempre está diseñado para que un encargado solicite una tarjeta, realice una compra desde el tajo o cargue un justificante desde el móvil. Ahí puede encajar una plataforma de gestión del gasto.",{"type":110,"attrs":417,"content":418},{"textAlign":25,"key":291},[419],{"text":420,"type":116},"La clave está en que ambas capas puedan trabajar con una estructura de información coherente. Si la plataforma de gasto utiliza los mismos proyectos, partidas o centros de coste que el sistema financiero, se reducen las duplicidades y resulta más sencillo revisar cada compra antes de incorporarla al proceso contable.",{"type":110,"attrs":422,"content":423},{"textAlign":25,"key":297},[424],{"text":425,"type":116},"Al elegir una solución, conviene valorar cuatro aspectos:",{"type":174,"content":427},[428,436,444,452],{"type":177,"content":429},[430],{"type":110,"attrs":431,"content":433},{"textAlign":25,"key":432},"p-17",[434],{"text":435,"type":116},"La posibilidad de organizar los gastos por obra, partida o centro de coste.",{"type":177,"content":437},[438],{"type":110,"attrs":439,"content":441},{"textAlign":25,"key":440},"p-18",[442],{"text":443,"type":116},"La configuración de aprobaciones según el importe, el rol y el tipo de gasto.",{"type":177,"content":445},[446],{"type":110,"attrs":447,"content":449},{"textAlign":25,"key":448},"p-19",[450],{"text":451,"type":116},"La captura y revisión de recibos, facturas y otros justificantes desde el móvil o la plataforma.",{"type":177,"content":453},[454],{"type":110,"attrs":455,"content":457},{"textAlign":25,"key":456},"p-20",[458],{"text":459,"type":116},"La conexión con el sistema contable de la empresa o la posibilidad de exportar la información en un formato compatible.",{"type":110,"attrs":461,"content":463},{"textAlign":25,"key":462},"p-21",[464],{"text":465,"type":116},"Spendesk cubre estos cuatro aspectos dentro de una misma plataforma: organiza el gasto por obra, partida o centro de coste, aplica las aprobaciones configuradas según importe y rol, centraliza tarjetas, facturas y justificantes capturados desde el móvil, y exporta la información a las herramientas contables con las que trabaje la empresa. 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Suscríbete a nuestro Newsletter para mantenerte informado.",[2182,2183],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2185],{"cta":2186,"_uid":2187,"items":2188,"heading":2301,"reverse":28,"component":680,"sectionSettings":2322},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2189,2244],{"_uid":2190,"title":2191,"component":589,"description":2192},"dfc0accd-ab64-464a-8597-b76754748f04","¿Qué es la gestión del gasto?",{"type":107,"content":2193},[2194,2199,2224,2229,2234,2239],{"type":110,"attrs":2195,"content":2196},{"textAlign":25},[2197],{"text":2198,"type":116},"El gasto empresarial incluye diferentes tipos de gasto:",{"type":380,"attrs":2200,"content":2202},{"order":2201},1,[2203,2210,2217],{"type":177,"content":2204},[2205],{"type":110,"attrs":2206,"content":2207},{"textAlign":25},[2208],{"text":2209,"type":116},"El gasto estratégico suele estar centralizado y gestionado por ejecutivos de alto nivel con responsables de gasto dedicados. Se puede gestionar a través de facturas, transferencias bancarias y órdenes de compra.",{"type":177,"content":2211},[2212],{"type":110,"attrs":2213,"content":2214},{"textAlign":25},[2215],{"text":2216,"type":116},"El gasto discrecional y operativo también está centralizado, pero lo realizan los directivos y empleados durante su vida profesional diaria. Incluye compras con tarjeta, pagos de suscripciones, anuncios digitales, eventos, pedidos de oficina y viajes de negocios.",{"type":177,"content":2218},[2219],{"type":110,"attrs":2220,"content":2221},{"textAlign":25},[2222],{"text":2223,"type":116},"Los gastos, a diferencia del gasto estratégico, representan una cantidad significativa de pequeñas compras que pueden ser difíciles de rastrear. Estos incluyen pagos con tarjeta, reclamaciones de gastos, beneficios para el equipo y gastos de viaje.",{"type":110,"attrs":2225,"content":2226},{"textAlign":25},[2227],{"text":2228,"type":116},"La gestión del gasto es el proceso mediante el cual las empresas gestionan los gastos empresariales. Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":110,"attrs":2230,"content":2231},{"textAlign":25},[2232],{"text":2233,"type":116},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":110,"attrs":2235,"content":2236},{"textAlign":25},[2237],{"text":2238,"type":116},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":110,"attrs":2240,"content":2241},{"textAlign":25},[2242],{"text":2243,"type":116},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2245,"title":2246,"component":589,"description":2247},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":107,"content":2248},[2249,2254,2266,2271,2281,2286,2291,2296],{"type":110,"attrs":2250,"content":2251},{"textAlign":25},[2252],{"text":2253,"type":116},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. 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Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":110,"attrs":2272,"content":2273},{"textAlign":25},[2274,2278,2279],{"text":2275,"type":116,"marks":2276},"Para los equipos financieros",[2277],{"type":187},{"type":2108},{"text":2280,"type":116},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":110,"attrs":2282,"content":2283},{"textAlign":25},[2284],{"text":2285,"type":116},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":110,"attrs":2287,"content":2288},{"textAlign":25},[2289],{"text":2290,"type":116},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":110,"attrs":2292,"content":2293},{"textAlign":25},[2294],{"text":2295,"type":116},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":110,"attrs":2297,"content":2298},{"textAlign":25},[2299],{"text":2300,"type":116},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2302],{"cta":2303,"_uid":2304,"title":2305,"eyebrow":2312,"subtitle":2315,"component":145,"textAlign":90,"sectionSettings":2321,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":107,"content":2306},[2307],{"type":145,"attrs":2308,"content":2309},{"level":147},[2310],{"text":2311,"type":116},"Empezar con Spendesk",{"type":107,"content":2313},[2314],{"type":110},{"type":107,"content":2316},[2317],{"type":110,"content":2318},[2319],{"text":2320,"type":116},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2326,2449,2572,2667,2820,2960,3118,3255,3404,3552,3690,3838,3976,4114,4260],{"name":2327,"created_at":2328,"published_at":2329,"updated_at":2330,"id":2331,"uuid":2332,"content":2333,"slug":2438,"full_slug":2439,"sort_by_date":25,"position":2440,"tag_list":2441,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":2442,"first_published_at":2329,"release_id":25,"lang":32,"path":25,"alternates":2443,"default_full_slug":2444,"translated_slugs":2445},"Cómo reducir gastos en una empresa pequeña sin frenar el crecimiento","2026-09-07T10:54:05.115Z","2026-09-07T10:54:05.185Z","2026-09-07T10:54:05.205Z",217451909640019,"23773bb8-6ff6-4dcf-b4a2-c69287f3f351",{"_uid":2334,"title":2327,"topics":2335,"noIndex":28,"category":2336,"language":2345,"component":562,"heroMedia":2346,"metaTitle":2347,"publishedAt":90,"readingTime":2348,"redirectUrl":90,"listingImage":2349,"metaDescription":2350,"bottomArticleCta":2351,"componentsAfterTheArticle":2352},"d474860b-554f-40ab-9b6a-15f444c2d569",[],{"name":550,"created_at":551,"published_at":16,"updated_at":552,"id":553,"uuid":554,"content":2337,"slug":562,"full_slug":563,"sort_by_date":25,"position":52,"tag_list":2339,"is_startpage":28,"parent_id":565,"meta_data":25,"group_id":566,"first_published_at":567,"release_id":25,"lang":32,"path":25,"alternates":2340,"default_full_slug":569,"translated_slugs":2341,"_stopResolving":41},{"_uid":556,"icon":2338,"name":550,"component":561},{"id":558,"alt":559,"name":90,"focus":90,"title":90,"filename":560,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2342,2343,2344],{"path":569,"name":25,"lang":37,"published":25},{"path":569,"name":25,"lang":39,"published":25},{"path":569,"name":25,"lang":32,"published":25},[32],[],"Cómo reducir gastos en una empresa pequeña sin frenar el cre","10",[],"Descubre cómo mejorar el control de gastos en una empresa pequeña con visibilidad, políticas y automatización, sin frenar el crecimiento.",[],[2353],{"_uid":2354,"items":2355,"heading":2416,"component":680},"c46464d6-d2ea-4168-bdff-d9f6baa45696",[2356,2366,2376,2386,2396,2406],{"_uid":2357,"title":2358,"component":589,"description":2359},"f5e8b325-181a-4eab-a8b8-2dd8ef71a70b","¿Qué tipos de gastos debería vigilar una empresa pequeña?",{"type":107,"content":2360},[2361],{"type":110,"attrs":2362,"content":2363},{"textAlign":25},[2364],{"text":2365,"type":116},"Conviene revisar los gastos fijos y recurrentes, como las suscripciones, los servicios externos y los contratos, junto con los gastos variables, como viajes, compras puntuales y reembolsos. La revisión debe centrarse en el uso, el coste y la contribución de cada partida.",{"_uid":2367,"title":2368,"component":589,"description":2369},"4cd163a8-1744-49bd-984c-804f46006c58","¿Cómo puedo crear una política de gastos sencilla para mi equipo?",{"type":107,"content":2370},[2371],{"type":110,"attrs":2372,"content":2373},{"textAlign":25},[2374],{"text":2375,"type":116},"Define qué gastos están permitidos, quién puede realizarlos, qué límites se aplican y qué documentación debe aportarse. La política debe ser breve, fácil de consultar y coherente con los procesos de aprobación de la empresa.",{"_uid":2377,"title":2378,"component":589,"description":2379},"b793b297-23a0-4b4b-adac-c49c4f5822ad","¿Cómo ayudan las tarjetas de empresa con límites a controlar el gasto?",{"type":107,"content":2380},[2381],{"type":110,"attrs":2382,"content":2383},{"textAlign":25},[2384],{"text":2385,"type":116},"Permiten asignar medios de pago a personas, equipos o usos concretos y establecer reglas de gasto. De este modo, la empresa puede ofrecer autonomía sin depender de una tarjeta compartida y conservar más información sobre cada operación.",{"_uid":2387,"title":2388,"component":589,"description":2389},"d5bda4a3-f968-4c9c-b0da-2424d0cf11d0","¿Qué son los costes ocultos y cómo se detectan?",{"type":107,"content":2390},[2391],{"type":110,"attrs":2392,"content":2393},{"textAlign":25},[2394],{"text":2395,"type":116},"Son gastos que pasan desapercibidos porque están repartidos entre distintos proveedores, tarjetas o equipos. Pueden incluir suscripciones duplicadas, servicios poco utilizados, renovaciones no revisadas o tareas manuales que consumen tiempo. Para detectarlos, reúne la información y revisa periódicamente los proveedores, las categorías y los contratos.",{"_uid":2397,"title":2398,"component":589,"description":2399},"3848c13b-31f3-48a7-a6c2-56e21729f332","¿Cada cuánto debería revisar los gastos de la empresa?",{"type":107,"content":2400},[2401],{"type":110,"attrs":2402,"content":2403},{"textAlign":25},[2404],{"text":2405,"type":116},"La frecuencia depende del volumen y de la complejidad del gasto. 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Según el tipo de proveedor, también puede incorporar datos bancarios, documentación, categoría, criticidad, responsable interno y fechas de revisión.",{"_uid":2490,"title":2491,"component":589,"description":2492},"0350c7f5-1839-4431-a142-3fc7b983e99a","¿Cuál es la diferencia entre alta y homologación de proveedores?",{"type":107,"content":2493},[2494],{"type":110,"attrs":2495,"content":2496},{"textAlign":25},[2497],{"text":2498,"type":116},"El alta crea el registro del proveedor en el sistema. La homologación o selección evalúa si cumple los requisitos definidos por la empresa antes de iniciar o ampliar la relación comercial. 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Para que tenga efectos fiscales, el documento debe cumplir los requisitos aplicables a una factura rectificativa.",{"_uid":2728,"title":2729,"component":589,"description":2730},"fbcd0330-b3e5-4580-9bef-d8f10fb93f5f","¿Qué información debe incluir una factura rectificativa?",{"type":107,"content":2731},[2732],{"type":110,"attrs":2733,"content":2734},{"textAlign":25},[2735],{"text":2736,"type":116},"Debe identificar que se trata de una factura rectificativa, relacionarla con la factura original y explicar el motivo de la corrección. También debe mostrar los importes corregidos o la diferencia correspondiente, además del resto de datos fiscales exigidos.",{"_uid":2738,"title":2739,"component":589,"description":2740},"a29099c0-5e69-4c28-87a7-6404d64e9354","¿Cuál es la diferencia entre una rectificativa por sustitución y una por diferencias?",{"type":107,"content":2741},[2742],{"type":110,"attrs":2743,"content":2744},{"textAlign":25},[2745],{"text":2746,"type":116},"La rectificativa por sustitución muestra la información corregida de la operación y los datos que se modifican. La rectificativa por diferencias refleja únicamente el ajuste que debe añadirse o restarse a la factura original.",{"_uid":2748,"title":2749,"component":589,"description":2750},"dfca7460-efc2-4bbe-9a50-7283a3a5f34a","¿Cómo afecta una factura rectificativa al IVA soportado?",{"type":107,"content":2751},[2752],{"type":110,"attrs":2753,"content":2754},{"textAlign":25},[2755],{"text":2756,"type":116},"Si reduce una compra, puede reducir también la base y el IVA soportado que la empresa había registrado o deducido. Si aumenta la operación, puede incrementar el IVA soportado, siempre que se cumplan las condiciones aplicables. 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La cuenta utilizada dependerá de la naturaleza de la operación.",{"_uid":2768,"title":2769,"component":589,"description":2770},"3de8198a-b342-4cf9-bd2b-468dfde7a7b0","¿Cómo se registra una factura rectificativa recibida en el SII?",{"type":107,"content":2771},[2772],{"type":110,"attrs":2773,"content":2774},{"textAlign":25},[2775],{"text":2776,"type":116},"Debe registrarse con la información que corresponda al documento recibido y relacionarse con la factura original. Las claves y los detalles dependen del tipo de rectificación. Consulta las instrucciones vigentes de la AEAT y no utilices automáticamente las claves aplicables al emisor.",{"_uid":2778,"title":2779,"component":589,"description":2780},"20384bf0-64c3-479b-a155-1c8502bcef01","¿Cómo ayuda Spendesk a gestionar facturas rectificativas?",{"type":107,"content":2781},[2782],{"type":110,"attrs":2783,"content":2784},{"textAlign":25},[2785],{"text":2786,"type":116},"Una rectificativa es más fácil de controlar cuando queda vinculada desde el principio a la factura original. Spendesk permite centralizar facturas y notas de crédito, extraer o pre-rellenar sus datos, asociarlas con pedidos y documentación de recepción cuando corresponde, gestionar aprobaciones y preparar información para contabilidad. La empresa o su asesoría debe validar el tratamiento contable, fiscal y del SII.",[2788],{"cta":2789,"_uid":2790,"title":2791,"eyebrow":2797,"subtitle":2802,"component":145,"textAlign":90,"flexibleSection":2807,"sectionSettings":2808,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"9be9d986-57fe-4809-9231-9c6dd8799a39",{"type":107,"content":2792},[2793],{"type":145,"attrs":2794,"content":2795},{"level":147,"textAlign":25},[2796],{"text":667,"type":116},{"type":107,"content":2798},[2799],{"type":110,"attrs":2800,"content":2801},{"textAlign":25},[],{"type":107,"content":2803},[2804],{"type":110,"attrs":2805,"content":2806},{"textAlign":25},[],[],[],"factura-rectificativa-y-factura-de-abono","es/blog/factura-rectificativa-y-factura-de-abono",-3130,[],"ef348daa-7525-4ef4-9ac0-1d4bd6ebe185",[],"blog/factura-rectificativa-y-factura-de-abono",[2817,2818,2819],{"path":2815,"name":25,"lang":37,"published":25},{"path":2815,"name":25,"lang":39,"published":25},{"path":2815,"name":25,"lang":32,"published":25},{"name":2821,"created_at":2822,"published_at":2823,"updated_at":2824,"id":2825,"uuid":2826,"content":2827,"slug":2949,"full_slug":2950,"sort_by_date":25,"position":2951,"tag_list":2952,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":2953,"first_published_at":2823,"release_id":25,"lang":32,"path":25,"alternates":2954,"default_full_slug":2955,"translated_slugs":2956},"Modelo 390: resumen anual del IVA, quién lo presenta, casillas clave y errores","2026-09-02T13:32:49.504Z","2026-09-02T13:32:49.570Z","2026-09-02T13:32:49.600Z",215721449532360,"c99f0e3f-6da1-4185-9565-094ef52b891f",{"_uid":2828,"title":2821,"topics":2829,"noIndex":28,"category":2838,"language":2847,"component":562,"heroMedia":2848,"metaTitle":2849,"publishedAt":90,"readingTime":2471,"redirectUrl":90,"listingImage":2850,"metaDescription":2851,"bottomArticleCta":2852,"componentsAfterTheArticle":2853},"44ff9429-7c9b-42bf-b0a5-b8ed4114b479",[2830],{"name":778,"created_at":2678,"published_at":16,"updated_at":2679,"id":2680,"uuid":2681,"content":2831,"slug":2684,"full_slug":2685,"sort_by_date":25,"position":2686,"tag_list":2832,"is_startpage":28,"parent_id":2688,"meta_data":25,"group_id":2689,"first_published_at":2690,"release_id":25,"lang":32,"path":25,"alternates":2833,"default_full_slug":2692,"translated_slugs":2834,"_stopResolving":41},{"_uid":2683,"name":778,"component":22},[],[],[2835,2836,2837],{"path":2692,"name":25,"lang":37,"published":25},{"path":2692,"name":25,"lang":39,"published":25},{"path":2692,"name":25,"lang":32,"published":25},{"name":550,"created_at":551,"published_at":16,"updated_at":552,"id":553,"uuid":554,"content":2839,"slug":562,"full_slug":563,"sort_by_date":25,"position":52,"tag_list":2841,"is_startpage":28,"parent_id":565,"meta_data":25,"group_id":566,"first_published_at":567,"release_id":25,"lang":32,"path":25,"alternates":2842,"default_full_slug":569,"translated_slugs":2843,"_stopResolving":41},{"_uid":556,"icon":2840,"name":550,"component":561},{"id":558,"alt":559,"name":90,"focus":90,"title":90,"filename":560,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2844,2845,2846],{"path":569,"name":25,"lang":37,"published":25},{"path":569,"name":25,"lang":39,"published":25},{"path":569,"name":25,"lang":32,"published":25},[32],[],"Modelo 390: resumen anual del IVA, quién lo presenta, casill",[],"Qué es el Modelo 390, quién debe presentarlo, quién queda exonerado y cómo conciliarlo con los modelos 303 y las principales casillas del resumen anual del IVA.",[],[2854],{"_uid":2855,"items":2856,"heading":2927,"component":680},"55a4787c-f921-4881-83c4-ef5b8473e554",[2857,2867,2877,2887,2897,2907,2917],{"_uid":2858,"title":2859,"component":589,"description":2860},"10d29113-a8f5-4b88-8326-e0d65c863aa0","¿Qué es el Modelo 390?",{"type":107,"content":2861},[2862],{"type":110,"attrs":2863,"content":2864},{"textAlign":25},[2865],{"text":2866,"type":116},"El Modelo 390 es la declaración-resumen anual del IVA. Recopila información sobre las operaciones y autoliquidaciones del ejercicio y no implica, por sí mismo, un nuevo pago o devolución.",{"_uid":2868,"title":2869,"component":589,"description":2870},"eab524f8-8182-4ea3-ac1c-2e9c99de0de6","¿Quién debe presentar el Modelo 390?",{"type":107,"content":2871},[2872],{"type":110,"attrs":2873,"content":2874},{"textAlign":25},[2875],{"text":2876,"type":116},"Deben revisar su obligación los sujetos pasivos del IVA que presenten autoliquidaciones periódicas y no estén incluidos en un supuesto de exoneración. La obligación depende del régimen fiscal, la periodicidad y la actividad de la empresa.",{"_uid":2878,"title":2879,"component":589,"description":2880},"22e5cc60-f446-4bb9-adcd-7bad5bcc2e7f","¿Hay que presentar el Modelo 390 si los modelos 303 fueron a cero?",{"type":107,"content":2881},[2882],{"type":110,"attrs":2883,"content":2884},{"textAlign":25},[2885],{"text":2886,"type":116},"La presentación de modelos 303 a cero no determina automáticamente la exoneración. Si la empresa no encaja en una excepción, debe comprobar si mantiene la obligación de presentar el Modelo 390.",{"_uid":2888,"title":2889,"component":589,"description":2890},"6d793610-2298-4bbc-bd6b-25109052b464","¿Cuál es la diferencia entre el Modelo 390 y el Modelo 303?",{"type":107,"content":2891},[2892],{"type":110,"attrs":2893,"content":2894},{"textAlign":25},[2895],{"text":2896,"type":116},"El Modelo 303 es la autoliquidación periódica del IVA. El Modelo 390 es el resumen anual de la información del ejercicio. El 390 no sustituye a los modelos 303 ni funciona como una nueva autoliquidación.",{"_uid":2898,"title":2899,"component":589,"description":2900},"b2916a89-1e60-4a58-9251-61e53cfc7e49","¿Qué se incluye en la casilla 105?",{"type":107,"content":2901},[2902],{"type":110,"attrs":2903,"content":2904},{"textAlign":25},[2905],{"text":2906,"type":116},"La casilla 105 recoge el importe de determinadas operaciones exentas sin derecho a deducción. Debe utilizarse únicamente cuando la operación cumple las condiciones del supuesto de exención correspondiente.",{"_uid":2908,"title":2909,"component":589,"description":2910},"501e47a4-e93b-4b9a-8ccb-13a5830f9ba5","¿Cómo se corrige un error en el Modelo 390?",{"type":107,"content":2911},[2912],{"type":110,"attrs":2913,"content":2914},{"textAlign":25},[2915],{"text":2916,"type":116},"Primero identifica si el error afecta también a un modelo 303 o a los registros contables. Después, revisa las instrucciones de la AEAT para determinar si corresponde presentar una declaración sustitutiva u otra forma de rectificación.",{"_uid":2918,"title":2919,"component":589,"description":2920},"5cc78bc1-0bcd-4d06-a8d4-e11abccc9168","¿Cómo ayuda Spendesk a preparar el Modelo 390?",{"type":107,"content":2921},[2922],{"type":110,"attrs":2923,"content":2924},{"textAlign":25},[2925],{"text":2926,"type":116},"La conciliación del Modelo 390 depende de que cada factura del ejercicio esté registrada en el periodo correcto, con el IVA bien clasificado. Spendesk permite centralizar facturas y justificantes, extraer datos mediante OCR, organizar información contable y de IVA, gestionar aprobaciones y exportar datos a herramientas contables. La empresa o su asesoría debe revisar la información y determinar qué debe declararse en cada casilla.",[2928],{"cta":2929,"_uid":2930,"title":2931,"eyebrow":2937,"subtitle":2942,"component":145,"textAlign":90,"flexibleSection":2947,"sectionSettings":2948,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"882ac242-5c90-41e2-b783-03a067b89050",{"type":107,"content":2932},[2933],{"type":145,"attrs":2934,"content":2935},{"level":147,"textAlign":25},[2936],{"text":667,"type":116},{"type":107,"content":2938},[2939],{"type":110,"attrs":2940,"content":2941},{"textAlign":25},[],{"type":107,"content":2943},[2944],{"type":110,"attrs":2945,"content":2946},{"textAlign":25},[],[],[],"modelo-390","es/blog/modelo-390",-3120,[],"5095905f-518b-4d56-97b7-f9946b641ce4",[],"blog/modelo-390",[2957,2958,2959],{"path":2955,"name":25,"lang":37,"published":25},{"path":2955,"name":25,"lang":39,"published":25},{"path":2955,"name":25,"lang":32,"published":25},{"name":2961,"created_at":2962,"published_at":2963,"updated_at":2964,"id":2965,"uuid":2966,"content":2967,"slug":3106,"full_slug":3107,"sort_by_date":25,"position":3108,"tag_list":3109,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":3110,"first_published_at":3111,"release_id":25,"lang":32,"path":25,"alternates":3112,"default_full_slug":3113,"translated_slugs":3114},"IVA soportado en los gastos de empresa y de empleados: qué se puede deducir y cómo","2026-08-27T10:05:50.742Z","2026-08-27T12:34:56.227Z","2026-08-27T12:34:56.247Z",213547215890359,"38a992a6-679c-4dcb-9b49-735825fc2950",{"_uid":2968,"title":2961,"topics":2969,"noIndex":28,"category":2986,"language":2995,"component":562,"heroMedia":2996,"metaTitle":2997,"publishedAt":90,"readingTime":2998,"redirectUrl":90,"listingImage":2999,"metaDescription":3008,"bottomArticleCta":3009,"componentsAfterTheArticle":3010},"8af78eab-9798-45f3-92f2-166648e6ac31",[2970],{"name":794,"created_at":2971,"published_at":16,"updated_at":2972,"id":2973,"uuid":2974,"content":2975,"slug":2976,"full_slug":2977,"sort_by_date":25,"position":2686,"tag_list":2978,"is_startpage":28,"parent_id":2688,"meta_data":25,"group_id":2979,"first_published_at":2690,"release_id":25,"lang":32,"path":25,"alternates":2980,"default_full_slug":2981,"translated_slugs":2982,"_stopResolving":41},"2023-04-12T07:13:25.147Z","2026-03-12T10:47:54.304Z",290525525,"06802810-57db-474a-ae2f-e0f002cb19bf",{"_uid":2683,"name":794,"component":22},"gastos","es/blog/topic/gastos",[],"64c72f54-59b5-40c2-acfd-1ce316754792",[],"blog/topic/gastos",[2983,2984,2985],{"path":2981,"name":25,"lang":37,"published":25},{"path":2981,"name":25,"lang":39,"published":25},{"path":2981,"name":25,"lang":32,"published":25},{"name":550,"created_at":551,"published_at":16,"updated_at":552,"id":553,"uuid":554,"content":2987,"slug":562,"full_slug":563,"sort_by_date":25,"position":52,"tag_list":2989,"is_startpage":28,"parent_id":565,"meta_data":25,"group_id":566,"first_published_at":567,"release_id":25,"lang":32,"path":25,"alternates":2990,"default_full_slug":569,"translated_slugs":2991,"_stopResolving":41},{"_uid":556,"icon":2988,"name":550,"component":561},{"id":558,"alt":559,"name":90,"focus":90,"title":90,"filename":560,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2992,2993,2994],{"path":569,"name":25,"lang":37,"published":25},{"path":569,"name":25,"lang":39,"published":25},{"path":569,"name":25,"lang":32,"published":25},[32],[],"IVA soportado en los gastos de empresa y de empleados: qué s","16",[3000],{"_uid":3001,"asset":3002,"caption":90,"component":3007},"1de8f75f-1bd0-42ee-a5c2-08022b3d42c8",{"id":3003,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3004,"copyright":90,"fieldtype":95,"meta_data":3005,"is_external_url":28},213582395689572,"https://a.storyblok.com/f/146026/1535x1024/e848c12268/iva-soportado.png",{"size":3006},"1535x1024","image","Descubre cómo gestionar el IVA soportado de los gastos de empresa y empleados, qué documentación necesitas y cómo preparar la información para tu Modelo 303.",[],[3011],{"_uid":3012,"items":3013,"heading":3084,"component":680},"5cc20ce9-9c68-49f4-8c7d-06d62c5f2ed6",[3014,3024,3034,3044,3054,3064,3074],{"_uid":3015,"title":3016,"component":589,"description":3017},"ef3bd6d4-8891-4fbc-987a-33a4b36e6d23","¿Cuál es la diferencia entre IVA soportado e IVA repercutido?",{"type":107,"content":3018},[3019],{"type":110,"attrs":3020,"content":3021},{"textAlign":25},[3022],{"text":3023,"type":116},"El IVA soportado es el que la empresa paga en sus compras y gastos. El IVA repercutido es el que cobra a sus clientes en sus ventas o servicios. La liquidación periódica tiene en cuenta ambos conceptos, conforme a las reglas aplicables.",{"_uid":3025,"title":3026,"component":589,"description":3027},"cf52c420-13e2-41d2-8022-5afcb0679c90","¿Cuál es la diferencia entre IVA devengado e IVA deducible?",{"type":107,"content":3028},[3029],{"type":110,"attrs":3030,"content":3031},{"textAlign":25},[3032],{"text":3033,"type":116},"El IVA devengado se refiere al momento en que nace la obligación tributaria de una operación. El IVA deducible es la parte del IVA soportado que la empresa puede restar cuando cumple los requisitos correspondientes.",{"_uid":3035,"title":3036,"component":589,"description":3037},"debf2315-76f3-495f-8c56-d7ea4f3ae93f","¿Se puede deducir el IVA de las comidas de empresa?",{"type":107,"content":3038},[3039],{"type":110,"attrs":3040,"content":3041},{"textAlign":25},[3042],{"text":3043,"type":116},"Puede ser deducible cuando la comida está relacionada con la actividad, el gasto cumple las condiciones fiscales aplicables y existe una factura o justificante válido. Conviene conservar también información sobre el motivo del gasto y sus participantes cuando sea necesario.",{"_uid":3045,"title":3046,"component":589,"description":3047},"e7aac6c8-ff94-4088-a783-78f5b88c4790","¿Se puede deducir el IVA de un parking o un peaje?",{"type":107,"content":3048},[3049],{"type":110,"attrs":3050,"content":3051},{"textAlign":25},[3052],{"text":3053,"type":116},"No automáticamente. Aunque el parking o el peaje estén relacionados con un desplazamiento profesional, también hay que revisar el vehículo utilizado, su grado de afectación a la actividad, las limitaciones aplicables y la documentación disponible.",{"_uid":3055,"title":3056,"component":589,"description":3057},"371f6fee-8c41-4623-a073-54725d76a526","¿Qué debe mostrar una factura para poder deducir el IVA?",{"type":107,"content":3058},[3059],{"type":110,"attrs":3060,"content":3061},{"textAlign":25},[3062],{"text":3063,"type":116},"Debe reunir los datos fiscales exigidos para identificar la operación, al proveedor y a la empresa, además de mostrar la información sobre la base y el IVA cuando corresponda. Un justificante simplificado o incompleto puede no permitir la deducción.",{"_uid":3065,"title":3066,"component":589,"description":3067},"e9444e3a-edbd-4f78-8bcc-96b70fb1639a","¿Cómo se gestionan los gastos profesionales que pagan los empleados?",{"type":107,"content":3068},[3069],{"type":110,"attrs":3070,"content":3071},{"textAlign":25},[3072],{"text":3073,"type":116},"La empresa debe reunir la documentación, comprobar la relación con la actividad, revisar el tratamiento de IVA y registrar la operación en su sistema contable. Después, el equipo financiero o la asesoría determina cómo incluirla en la liquidación correspondiente.",{"_uid":3075,"title":3076,"component":589,"description":3077},"0c2abf90-247e-45db-8267-9bebb578aa85","¿Cómo ayuda Spendesk a gestionar el IVA soportado de los gastos?",{"type":107,"content":3078},[3079],{"type":110,"attrs":3080,"content":3081},{"textAlign":25},[3082],{"text":3083,"type":116},"Spendesk permite a los empleados subir una foto del justificante desde la aplicación en el momento de compra, extrae datos básicos mediante reconocimiento óptico de caracteres (OCR) y centraliza la documentación junto a la transacción. El equipo financiero puede revisar los gastos, asignar categorías y tipos de IVA, gestionar aprobaciones y exportar la información a herramientas contables. 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La factura documenta la operación y el importe que debe pagarse. La factura que cumple los requisitos formales aplicables puede servir como justificante fiscal, mientras que el albarán aporta evidencia sobre lo que se recibió.",{"_uid":3172,"title":3173,"component":589,"description":3174},"bd8d8d0e-2900-41fe-a49d-175565cfd252","¿Tiene el albarán validez fiscal?",{"type":107,"content":3175},[3176],{"type":110,"attrs":3177,"content":3178},{"textAlign":25},[3179],{"text":3180,"type":116},"El albarán no sustituye a la factura a efectos de facturación o deducción del IVA. Puede servir como evidencia comercial y operativa de la entrega, especialmente cuando se conserva junto con el pedido y la factura.",{"_uid":3182,"title":3183,"component":589,"description":3184},"bc7875ad-6867-4cac-87c5-3f7029e8de8b","¿Qué datos debe incluir un albarán de entrega?",{"type":107,"content":3185},[3186],{"type":110,"attrs":3187,"content":3188},{"textAlign":25},[3189],{"text":3190,"type":116},"Conviene que incluya el número de albarán, la fecha, el número de pedido, los datos del proveedor y del receptor, la descripción de los productos, las cantidades entregadas y cualquier incidencia observada durante la recepción.",{"_uid":3192,"title":3193,"component":589,"description":3194},"2cf0d000-6486-4526-a5fd-1c8504fdf2a8","¿Se puede contabilizar una factura sin albarán?",{"type":107,"content":3195},[3196],{"type":110,"attrs":3197,"content":3198},{"textAlign":25},[3199],{"text":3200,"type":116},"En determinados casos, sí. El albarán no es un requisito universal para registrar una factura, pero su ausencia puede dificultar la comprobación de que los bienes se recibieron correctamente. La empresa debe aplicar sus controles internos y conservar la documentación disponible.",{"_uid":3202,"title":3203,"component":589,"description":3204},"11ea72da-f60a-4990-a722-b9ca7e89ef79","¿Qué es la verificación a tres vías?",{"type":107,"content":3205},[3206],{"type":110,"attrs":3207,"content":3208},{"textAlign":25},[3209],{"text":3210,"type":116},"Es la comparación entre el pedido, el albarán y la factura. El pedido muestra lo que se solicitó, el albarán lo que se entregó y la factura lo que se está cobrando. 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Una empresa puede reconocer ingresos antes de cobrarlos y, al mismo tiempo, tener que pagar nóminas, proveedores, impuestos u otras obligaciones. Por eso el beneficio y la liquidez deben analizarse por separado.",{"_uid":3321,"title":3322,"component":589,"description":3323},"612d5057-41b1-4bfb-9bd0-a69f82564b78","¿Cada cuánto conviene actualizar el presupuesto de tesorería?",{"type":107,"content":3324},[3325],{"type":110,"attrs":3326,"content":3327},{"textAlign":25},[3328],{"text":3329,"type":116},"Como mínimo, una vez al mes. Si la empresa tiene mucha actividad o atraviesa una etapa de tensión de liquidez, puede ser útil actualizarlo con mayor frecuencia.",{"_uid":3331,"title":3332,"component":589,"description":3333},"9c422bb1-6acc-4fe8-848f-e265e7affaa5","¿Qué diferencia hay entre un presupuesto de tesorería y un seguimiento de caja?",{"type":107,"content":3334},[3335],{"type":110,"attrs":3336,"content":3337},{"textAlign":25},[3338],{"text":3339,"type":116},"El presupuesto muestra los cobros y pagos previstos. El seguimiento incorpora los movimientos reales, compara ambos datos y explica las desviaciones.",{"_uid":3341,"title":3342,"component":589,"description":3343},"0fea39f0-0c4f-41db-a576-9135682e51f3","¿Cómo se incluye el IVA en un presupuesto de tesorería?",{"type":107,"content":3344},[3345],{"type":110,"attrs":3346,"content":3347},{"textAlign":25},[3348],{"text":3349,"type":116},"Los cobros y pagos deben registrarse por el importe que realmente entra o sale de la cuenta. Las liquidaciones periódicas de IVA deben reflejarse como movimientos de caja independientes en la fecha prevista, evitando duplicar el IVA ya incluido en facturas cobradas o pagadas.",{"_uid":3351,"title":3352,"component":589,"description":3353},"256ee792-6f3d-491e-bd8d-157ceb66a51f","¿Qué herramientas pueden ayudar a gestionar el flujo de caja?",{"type":107,"content":3354},[3355],{"type":110,"attrs":3356,"content":3357},{"textAlign":25},[3358],{"text":3359,"type":116},"Excel puede ser suficiente para empezar. Cuando aumenta el volumen de facturas, tarjetas, solicitudes y pagos, una solución de gestión del gasto puede ayudar a centralizar los datos y mantener actualizada la información que alimenta el presupuesto.",{"_uid":3361,"title":3362,"component":589,"description":3363},"c291cd54-fb0f-40b3-a0bf-f369443c4354","¿Cómo ayuda Spendesk a gestionar el flujo de caja?",{"type":107,"content":3364},[3365],{"type":110,"attrs":3366,"content":3367},{"textAlign":25},[3368],{"text":3369,"type":116},"El presupuesto de tesorería es tan fiable como los datos de gasto que lo alimentan. Spendesk centraliza tarjetas, facturas y solicitudes de gasto desde que se producen, permite configurar presupuestos con esa misma estructura y muestra el impacto de cada pago sobre lo planificado antes de que se ejecute. Esto ayuda a que el cuadro de tesorería se apoye en compromisos reales en lugar de estimaciones sueltas, aunque no sustituye la previsión de tesorería ni el análisis del equipo financiero.",[3371],{"cta":3372,"_uid":3373,"title":3374,"eyebrow":3380,"subtitle":3385,"component":145,"textAlign":90,"flexibleSection":3390,"sectionSettings":3391,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"bb6e7474-1827-4974-a982-aeacca67c897",{"type":107,"content":3375},[3376],{"type":145,"attrs":3377,"content":3378},{"level":147,"textAlign":25},[3379],{"text":667,"type":116},{"type":107,"content":3381},[3382],{"type":110,"attrs":3383,"content":3384},{"textAlign":25},[],{"type":107,"content":3386},[3387],{"type":110,"attrs":3388,"content":3389},{"textAlign":25},[],[],[],"flujo-de-caja","es/blog/flujo-de-caja",-2950,[],"8fa8c174-18a2-4c99-8fe9-19113df46475","2026-08-27T10:05:47.916Z",[],"blog/flujo-de-caja",[3401,3402,3403],{"path":3399,"name":25,"lang":37,"published":25},{"path":3399,"name":25,"lang":39,"published":25},{"path":3399,"name":25,"lang":32,"published":25},{"name":3405,"created_at":3406,"published_at":3407,"updated_at":3408,"id":3409,"uuid":3410,"content":3411,"slug":3540,"full_slug":3541,"sort_by_date":25,"position":3542,"tag_list":3543,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":3544,"first_published_at":3545,"release_id":25,"lang":32,"path":25,"alternates":3546,"default_full_slug":3547,"translated_slugs":3548},"Suministro Inmediato de Información (SII): quién está obligado y cómo funciona","2026-08-27T10:05:46.612Z","2026-08-27T13:15:06.420Z","2026-08-27T13:15:06.441Z",213547198969678,"c9ee313b-7bc8-4d4c-b5f5-f07f5ef3f0d4",{"_uid":3412,"title":3405,"topics":3413,"noIndex":28,"category":3422,"language":3431,"component":562,"heroMedia":3432,"metaTitle":3433,"publishedAt":3294,"readingTime":3434,"redirectUrl":90,"listingImage":3435,"metaDescription":3442,"bottomArticleCta":3443,"componentsAfterTheArticle":3444},"7c8baf82-c72c-4bd0-978c-914b4de81327",[3414],{"name":778,"created_at":2678,"published_at":16,"updated_at":2679,"id":2680,"uuid":2681,"content":3415,"slug":2684,"full_slug":2685,"sort_by_date":25,"position":2686,"tag_list":3416,"is_startpage":28,"parent_id":2688,"meta_data":25,"group_id":2689,"first_published_at":2690,"release_id":25,"lang":32,"path":25,"alternates":3417,"default_full_slug":2692,"translated_slugs":3418,"_stopResolving":41},{"_uid":2683,"name":778,"component":22},[],[],[3419,3420,3421],{"path":2692,"name":25,"lang":37,"published":25},{"path":2692,"name":25,"lang":39,"published":25},{"path":2692,"name":25,"lang":32,"published":25},{"name":550,"created_at":551,"published_at":16,"updated_at":552,"id":553,"uuid":554,"content":3423,"slug":562,"full_slug":563,"sort_by_date":25,"position":52,"tag_list":3425,"is_startpage":28,"parent_id":565,"meta_data":25,"group_id":566,"first_published_at":567,"release_id":25,"lang":32,"path":25,"alternates":3426,"default_full_slug":569,"translated_slugs":3427,"_stopResolving":41},{"_uid":556,"icon":3424,"name":550,"component":561},{"id":558,"alt":559,"name":90,"focus":90,"title":90,"filename":560,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3428,3429,3430],{"path":569,"name":25,"lang":37,"published":25},{"path":569,"name":25,"lang":39,"published":25},{"path":569,"name":25,"lang":32,"published":25},[32],[],"Suministro Inmediato de Información (SII): quién está obliga","15",[3436],{"_uid":3437,"asset":3438,"caption":90,"component":3007},"57620067-ee10-44b1-994e-e86bf0c9a7af",{"id":3439,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3440,"copyright":90,"fieldtype":95,"meta_data":3441,"is_external_url":28},213593665769182,"https://a.storyblok.com/f/146026/1536x1024/f024cf1427/suministro-inmediato-de-informacion-sii.png",{"size":3303},"Descubre qué es el Suministro Inmediato de Información (SII), quién está obligado a utilizarlo y cómo gestionar los plazos de envío del IVA.",[],[3445],{"_uid":3446,"items":3447,"heading":3518,"component":680},"def80281-c114-48d8-922b-c6452f4b32e1",[3448,3458,3468,3478,3488,3498,3508],{"_uid":3449,"title":3450,"component":589,"description":3451},"7adf060b-0882-41f2-8376-aa433a02769e","¿En qué consiste exactamente el SII?",{"type":107,"content":3452},[3453],{"type":110,"attrs":3454,"content":3455},{"textAlign":25},[3456],{"text":3457,"type":116},"El SII es la llevanza electrónica de los libros registro del IVA a través de la Sede de la AEAT. Las empresas incluidas deben enviar determinados registros de facturación dentro de plazos breves. No es una declaración adicional, sino una forma distinta de mantener los libros del IVA.",{"_uid":3459,"title":3460,"component":589,"description":3461},"be7cc60c-fdd7-48cd-86ee-3cd10e8a77df","¿Qué empresas están obligadas a utilizar el SII?",{"type":107,"content":3462},[3463],{"type":110,"attrs":3464,"content":3465},{"textAlign":25},[3466],{"text":3467,"type":116},"Están obligadas, entre otras, las grandes empresas que superan el volumen de operaciones establecido, las empresas inscritas en REDEME, las entidades acogidas al régimen especial del grupo de entidades del IVA y determinados titulares y extractores de productos de depósitos fiscales de hidrocarburos.",{"_uid":3469,"title":3470,"component":589,"description":3471},"8a10655a-0848-47c1-954b-b071fdee7f5d","¿Puede una empresa acogerse voluntariamente al SII?",{"type":107,"content":3472},[3473],{"type":110,"attrs":3474,"content":3475},{"textAlign":25},[3476],{"text":3477,"type":116},"Sí. Los sujetos pasivos que no estén obligados pueden optar voluntariamente mediante el procedimiento previsto por la AEAT, normalmente a través del modelo 036. La opción está sujeta a condiciones de permanencia y renuncia.",{"_uid":3479,"title":3480,"component":589,"description":3481},"a12435fc-1766-4be9-ac61-a9537861dab0","¿Cuál es el plazo para enviar una factura al SII?",{"type":107,"content":3482},[3483],{"type":110,"attrs":3484,"content":3485},{"textAlign":25},[3486],{"text":3487,"type":116},"El plazo general es de cuatro días naturales. Para las facturas expedidas por el destinatario o por un tercero, puede aplicarse un plazo de ocho días. En las facturas recibidas, el plazo se calcula generalmente desde el registro contable. También deben respetarse los límites vinculados al periodo de liquidación.",{"_uid":3489,"title":3490,"component":589,"description":3491},"40060d22-3957-4e6d-8f07-34e68f92caf4","¿Qué modelos deja de presentar una empresa acogida al SII?",{"type":107,"content":3492},[3493],{"type":110,"attrs":3494,"content":3495},{"textAlign":25},[3496],{"text":3497,"type":116},"En los términos previstos por la normativa, las empresas acogidas al SII quedan exoneradas de presentar los modelos 347 y 390. La empresa puede tener que incluir información adicional en el modelo 303 del último periodo del ejercicio.",{"_uid":3499,"title":3500,"component":589,"description":3501},"ee432358-03bc-446c-b99e-fb39b33d8249","¿Qué diferencia hay entre SII, VeriFactu y factura electrónica B2B?",{"type":107,"content":3502},[3503],{"type":110,"attrs":3504,"content":3505},{"textAlign":25},[3506],{"text":3507,"type":116},"El SII regula el suministro electrónico de los registros del IVA. VeriFactu establece requisitos para los sistemas informáticos de facturación. La factura electrónica B2B regula el intercambio de facturas electrónicas entre empresas y profesionales. Son obligaciones diferentes y no se sustituyen automáticamente entre sí.",{"_uid":3509,"title":3510,"component":589,"description":3511},"eba19354-4fee-45a5-a514-a123eaeb80dd","¿Cómo ayuda Spendesk a gestionar las facturas con el SII?",{"type":107,"content":3512},[3513],{"type":110,"attrs":3514,"content":3515},{"textAlign":25},[3516],{"text":3517,"type":116},"Spendesk centraliza la recepción de facturas de proveedores y extrae los datos mediante OCR desde el primer momento. La información contable y de IVA se organiza antes de dirigirse al flujo de aprobación configurado, y los datos ya validados pueden exportarse a la herramienta contable de la empresa. Esto ayuda a mantener un flujo de cuentas por pagar más ordenado y con menos margen para retrasos, aunque la validación final de la información y el suministro al SII siguen correspondiendo a la empresa conforme a sus obligaciones.",[3519],{"cta":3520,"_uid":3521,"title":3522,"eyebrow":3528,"subtitle":3533,"component":145,"textAlign":90,"flexibleSection":3538,"sectionSettings":3539,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"1b5b92ff-b89c-495c-a337-c708520f4861",{"type":107,"content":3523},[3524],{"type":145,"attrs":3525,"content":3526},{"level":147,"textAlign":25},[3527],{"text":667,"type":116},{"type":107,"content":3529},[3530],{"type":110,"attrs":3531,"content":3532},{"textAlign":25},[],{"type":107,"content":3534},[3535],{"type":110,"attrs":3536,"content":3537},{"textAlign":25},[],[],[],"suministro-inmediato-de-informacion-sii","es/blog/suministro-inmediato-de-informacion-sii",-2940,[],"1026b24a-05ed-4e9b-ac69-e27ceb7abb19","2026-08-27T10:05:46.675Z",[],"blog/suministro-inmediato-de-informacion-sii",[3549,3550,3551],{"path":3547,"name":25,"lang":37,"published":25},{"path":3547,"name":25,"lang":39,"published":25},{"path":3547,"name":25,"lang":32,"published":25},{"name":3553,"created_at":3554,"published_at":3555,"updated_at":3556,"id":3557,"uuid":3558,"content":3559,"slug":3678,"full_slug":3679,"sort_by_date":25,"position":3680,"tag_list":3681,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":3682,"first_published_at":3683,"release_id":25,"lang":32,"path":25,"alternates":3684,"default_full_slug":3685,"translated_slugs":3686},"Modelo 347: qué es, quién lo presenta y cómo cuadrar las operaciones con 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347: qué es, quién lo presenta y cómo cuadrar las ope","2026-08-25 00:00",[3584],{"_uid":3585,"asset":3586,"caption":90,"component":3007},"524fd86d-0162-40d0-8d0c-df1c150e52c3",{"id":3587,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3588,"copyright":90,"fieldtype":95,"meta_data":3589,"is_external_url":28},213594674196265,"https://a.storyblok.com/f/146026/1536x1024/e588f814eb/modelo-347.png",{"size":3303},"Descubre qué es el modelo 347, quién debe presentarlo, qué operaciones se declaran y cómo cuadrar los datos con proveedores y clientes antes de febrero.",[],[3593],{"_uid":3594,"items":3595,"heading":3656,"component":680},"e16a1b38-8a3e-4bdc-9517-c2db347bb109",[3596,3606,3616,3626,3636,3646],{"_uid":3597,"title":3598,"component":589,"description":3599},"49aa426d-fb37-4d02-8604-8753e11c75ae","¿El modelo 347 supone algún pago a Hacienda?",{"type":107,"content":3600},[3601],{"type":110,"attrs":3602,"content":3603},{"textAlign":25},[3604],{"text":3605,"type":116},"No. El modelo 347 es una declaración informativa y no implica, por sí mismo, un ingreso ni una devolución.",{"_uid":3607,"title":3608,"component":589,"description":3609},"d5f8692d-a5d7-4d67-b5bb-2cb8fd4835cc","¿Quién debe presentar el modelo 347?",{"type":107,"content":3610},[3611],{"type":110,"attrs":3612,"content":3613},{"textAlign":25},[3614],{"text":3615,"type":116},"Deben revisar su obligación las personas físicas y jurídicas que desarrollen actividades empresariales o profesionales y superen el umbral aplicable con una misma persona o entidad durante el año natural. También existen reglas específicas para determinadas entidades y regímenes fiscales.",{"_uid":3617,"title":3618,"component":589,"description":3619},"68dd49af-838d-41c9-add2-85a0f7161fe3","¿Qué ocurre si mi modelo 347 no coincide con el de un proveedor o cliente?",{"type":107,"content":3620},[3621],{"type":110,"attrs":3622,"content":3623},{"textAlign":25},[3624],{"text":3625,"type":116},"La diferencia puede dar lugar a una solicitud de aclaraciones o documentación por parte de la AEAT. Conviene contrastar los importes anuales y trimestrales con la contraparte y revisar facturas, abonos, rectificaciones y periodos contables antes de presentar el modelo.",{"_uid":3627,"title":3628,"component":589,"description":3629},"0e0fdda6-4ac5-4a52-b4f6-5718eb7dfe64","¿Las operaciones intracomunitarias se incluyen en el modelo 347?",{"type":107,"content":3630},[3631],{"type":110,"attrs":3632,"content":3633},{"textAlign":25},[3634],{"text":3635,"type":116},"Las operaciones que ya se hayan declarado correctamente en el modelo 349, cuando exista coincidencia entre las obligaciones informativas, no deben duplicarse en el modelo 347. El tratamiento puede variar según la operación y el régimen aplicable.",{"_uid":3637,"title":3638,"component":589,"description":3639},"8e7f8716-9e11-452f-a190-0ab8e3a59985","¿Las importaciones y exportaciones se declaran en el modelo 347?",{"type":107,"content":3640},[3641],{"type":110,"attrs":3642,"content":3643},{"textAlign":25},[3644],{"text":3645,"type":116},"Las importaciones y exportaciones de mercancías se encuentran entre las operaciones excluidas en los supuestos previstos por la normativa. Otras operaciones internacionales deben analizarse según su naturaleza y la información declarada mediante otros modelos.",{"_uid":3647,"title":3648,"component":589,"description":3649},"0a1b3209-710e-4c42-b996-e68d37c1a8ec","¿Cómo ayuda Spendesk a preparar la información del modelo 347?",{"type":107,"content":3650},[3651],{"type":110,"attrs":3652,"content":3653},{"textAlign":25},[3654],{"text":3655,"type":116},"Spendesk centraliza las facturas de proveedores desde que llegan, extrae los datos mediante OCR y las asocia automáticamente a un proveedor, una fecha, un importe y una categoría contable. Esto facilita la conciliación por contraparte que exige el modelo 347, en lugar de tener que reconstruirla a partir de registros dispersos en febrero. La empresa o su asesoría debe determinar, en cualquier caso, qué operaciones deben incluirse finalmente en el modelo 347.",[3657],{"cta":3658,"_uid":3659,"title":3660,"eyebrow":3666,"subtitle":3671,"component":145,"textAlign":90,"flexibleSection":3676,"sectionSettings":3677,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"7d4eb9dd-e2a2-4b28-ab66-4d67cdb8b1ed",{"type":107,"content":3661},[3662],{"type":145,"attrs":3663,"content":3664},{"level":147,"textAlign":25},[3665],{"text":667,"type":116},{"type":107,"content":3667},[3668],{"type":110,"attrs":3669,"content":3670},{"textAlign":25},[],{"type":107,"content":3672},[3673],{"type":110,"attrs":3674,"content":3675},{"textAlign":25},[],[],[],"modelo-347","es/blog/modelo-347",-2930,[],"4a29a4dc-44ed-4c89-a829-8f36debe0d38","2026-08-27T10:05:45.238Z",[],"blog/modelo-347",[3687,3688,3689],{"path":3685,"name":25,"lang":37,"published":25},{"path":3685,"name":25,"lang":39,"published":25},{"path":3685,"name":25,"lang":32,"published":25},{"name":3691,"created_at":3692,"published_at":3693,"updated_at":3694,"id":3695,"uuid":3696,"content":3697,"slug":3826,"full_slug":3827,"sort_by_date":25,"position":3828,"tag_list":3829,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":3830,"first_published_at":3831,"release_id":25,"lang":32,"path":25,"alternates":3832,"default_full_slug":3833,"translated_slugs":3834},"Reembolso de gastos a empleados en España: política, aprobación, justificantes y contabilización","2026-08-26T15:56:50.628Z","2026-08-27T12:19:06.143Z","2026-08-27T12:19:06.169Z",213279582785116,"372fac67-5d7c-45c3-9dce-36588ee5c249",{"_uid":3698,"title":3691,"topics":3699,"noIndex":28,"category":3708,"language":3717,"component":562,"heroMedia":3718,"metaTitle":3719,"publishedAt":3720,"readingTime":2709,"redirectUrl":90,"listingImage":3721,"metaDescription":3728,"bottomArticleCta":3729,"componentsAfterTheArticle":3730},"f4c11206-1a89-4ac9-a0da-4656d8ec3b64",[3700],{"name":794,"created_at":2971,"published_at":16,"updated_at":2972,"id":2973,"uuid":2974,"content":3701,"slug":2976,"full_slug":2977,"sort_by_date":25,"position":2686,"tag_list":3702,"is_startpage":28,"parent_id":2688,"meta_data":25,"group_id":2979,"first_published_at":2690,"release_id":25,"lang":32,"path":25,"alternates":3703,"default_full_slug":2981,"translated_slugs":3704,"_stopResolving":41},{"_uid":2683,"name":794,"component":22},[],[],[3705,3706,3707],{"path":2981,"name":25,"lang":37,"published":25},{"path":2981,"name":25,"lang":39,"published":25},{"path":2981,"name":25,"lang":32,"published":25},{"name":550,"created_at":551,"published_at":16,"updated_at":552,"id":553,"uuid":554,"content":3709,"slug":562,"full_slug":563,"sort_by_date":25,"position":52,"tag_list":3711,"is_startpage":28,"parent_id":565,"meta_data":25,"group_id":566,"first_published_at":567,"release_id":25,"lang":32,"path":25,"alternates":3712,"default_full_slug":569,"translated_slugs":3713,"_stopResolving":41},{"_uid":556,"icon":3710,"name":550,"component":561},{"id":558,"alt":559,"name":90,"focus":90,"title":90,"filename":560,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3714,3715,3716],{"path":569,"name":25,"lang":37,"published":25},{"path":569,"name":25,"lang":39,"published":25},{"path":569,"name":25,"lang":32,"published":25},[32],[],"Reembolso de gastos a empleados en España","2026-08-17 00:00",[3722],{"_uid":3723,"asset":3724,"caption":90,"component":3007},"82df417e-54f1-41e6-b528-95fcfa289089",{"id":3725,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3726,"copyright":90,"fieldtype":95,"meta_data":3727,"is_external_url":28},213579896863121,"https://a.storyblok.com/f/146026/1535x1024/82488fa2d7/reembolso-de-gastos-a-empleados.png",{"size":3006},"Guía del reembolso de gastos a empleados en España: política, aprobación, justificantes, exención de IRPF y contabilización, sin frenar el cierre.",[],[3731],{"_uid":3732,"items":3733,"heading":3804,"component":680},"7bc53a34-d0f2-4bc0-ac82-a7e48f034e4c",[3734,3744,3754,3764,3774,3784,3794],{"_uid":3735,"title":3736,"component":589,"description":3737},"0ec09b07-3714-42f4-953d-9b36d2731530","¿Cómo gestiona una empresa el reembolso de gastos a sus empleados?",{"type":107,"content":3738},[3739],{"type":110,"attrs":3740,"content":3741},{"textAlign":25},[3742],{"text":3743,"type":116},"La empresa debe definir una política, recibir la solicitud con su justificante, revisar el gasto, aplicar las aprobaciones correspondientes, ordenar el pago y registrar la operación en contabilidad. El proceso puede gestionarse de forma independiente de la nómina.",{"_uid":3745,"title":3746,"component":589,"description":3747},"a218143e-1a9d-42a8-9a67-faa9e29ede6c","¿Qué información debe incluir una solicitud de reembolso?",{"type":107,"content":3748},[3749],{"type":110,"attrs":3750,"content":3751},{"textAlign":25},[3752],{"text":3753,"type":116},"Como mínimo, debería incluir el empleado, la fecha, el proveedor, el importe, la divisa, la categoría, el motivo empresarial y el justificante. La empresa puede solicitar también el centro de coste, el proyecto, el cliente o cualquier otro dato necesario para la aprobación y la contabilización.",{"_uid":3755,"title":3756,"component":589,"description":3757},"df185c0d-c4a5-44a2-ac33-a226581761b7","¿Cuánto tarda un reembolso de gastos?",{"type":107,"content":3758},[3759],{"type":110,"attrs":3760,"content":3761},{"textAlign":25},[3762],{"text":3763,"type":116},"El plazo depende de la política interna, del tiempo de aprobación y del método de pago utilizado. La empresa debería comunicar el calendario a los empleados y revisar las solicitudes con una frecuencia suficiente para evitar que adelanten dinero durante más tiempo del necesario.",{"_uid":3765,"title":3766,"component":589,"description":3767},"7268af82-1506-4f4d-8de9-3b592377ca38","¿Qué ocurre si se pierde un justificante?",{"type":107,"content":3768},[3769],{"type":110,"attrs":3770,"content":3771},{"textAlign":25},[3772],{"text":3773,"type":116},"La empresa debe aplicar el procedimiento definido en su política. Puede solicitar documentación alternativa, rechazar el gasto o aprobarlo con un tratamiento contable diferente, según la naturaleza de la operación y la información disponible. La ausencia de un justificante válido puede afectar a la deducción del IVA y al tratamiento fiscal del gasto.",{"_uid":3775,"title":3776,"component":589,"description":3777},"062ca80d-fa43-4904-9186-58eb1d03bbdf","¿Cómo puede Spendesk complementar la gestión de nóminas?",{"type":107,"content":3778},[3779],{"type":110,"attrs":3780,"content":3781},{"textAlign":25},[3782],{"text":3783,"type":116},"Spendesk permite gestionar las solicitudes y los pagos de reembolsos de gastos de los empleados de forma independiente de la nómina. Cuando existe una integración compatible, también puede exportar la información aprobada a una herramienta de recursos humanos o de nóminas. De este modo, la empresa puede organizar los reembolsos en Spendesk y seguir gestionando la nómina en el sistema correspondiente.",{"_uid":3785,"title":3786,"component":589,"description":3787},"7d184c9c-7a6f-4c67-9ac5-a8a4b29d0ca9","¿Cuándo conviene utilizar una tarjeta corporativa en lugar de un reembolso?",{"type":107,"content":3788},[3789],{"type":110,"attrs":3790,"content":3791},{"textAlign":25},[3792],{"text":3793,"type":116},"La tarjeta suele ser adecuada para gastos recurrentes o previsibles que la empresa quiere controlar desde el origen. El reembolso resulta más práctico para gastos puntuales que el empleado ha tenido que adelantar o para operaciones que no pueden pagarse con una tarjeta corporativa.",{"_uid":3795,"title":3796,"component":589,"description":3797},"c4150497-d0b6-4c1e-9c94-b8b6a7978b02","¿Cómo se registra contablemente un reembolso?",{"type":107,"content":3798},[3799],{"type":110,"attrs":3800,"content":3801},{"textAlign":25},[3802],{"text":3803,"type":116},"El gasto se registra según su naturaleza y el IVA solo se trata como deducible cuando se cumplen los requisitos aplicables. Si el pago al empleado se realiza más tarde, puede reconocerse primero una cantidad pendiente de pago y cancelarse cuando se efectúe el reembolso. El asiento concreto depende del plan contable y de las circunstancias de la operación.",[3805],{"cta":3806,"_uid":3807,"title":3808,"eyebrow":3814,"subtitle":3819,"component":145,"textAlign":90,"flexibleSection":3824,"sectionSettings":3825,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"6aa0e353-2b59-4421-9822-51b842150966",{"type":107,"content":3809},[3810],{"type":145,"attrs":3811,"content":3812},{"level":147,"textAlign":25},[3813],{"text":667,"type":116},{"type":107,"content":3815},[3816],{"type":110,"attrs":3817,"content":3818},{"textAlign":25},[],{"type":107,"content":3820},[3821],{"type":110,"attrs":3822,"content":3823},{"textAlign":25},[],[],[],"reembolso-de-gastos-a-empleados","es/blog/reembolso-de-gastos-a-empleados",-2920,[],"c75a775d-cd51-4dbd-8c07-9a2db197c3c8","2026-08-26T16:07:22.541Z",[],"blog/reembolso-de-gastos-a-empleados",[3835,3836,3837],{"path":3833,"name":25,"lang":37,"published":25},{"path":3833,"name":25,"lang":39,"published":25},{"path":3833,"name":25,"lang":32,"published":25},{"name":3839,"created_at":3840,"published_at":3841,"updated_at":3842,"id":3843,"uuid":3844,"content":3845,"slug":3964,"full_slug":3965,"sort_by_date":25,"position":3966,"tag_list":3967,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":3968,"first_published_at":3969,"release_id":25,"lang":32,"path":25,"alternates":3970,"default_full_slug":3971,"translated_slugs":3972},"Gestión de gastos multiempresa: control por entidad, visibilidad consolidada y cierre contable","2026-08-26T15:56:49.535Z","2026-08-27T12:35:32.510Z","2026-08-27T12:35:32.537Z",213279578320375,"ee5153a6-f1ef-42ae-9942-378b1568bb9a",{"_uid":3846,"title":3839,"topics":3847,"noIndex":28,"category":3856,"language":3865,"component":562,"heroMedia":3866,"metaTitle":3867,"publishedAt":3868,"readingTime":2709,"redirectUrl":90,"listingImage":3869,"metaDescription":3876,"bottomArticleCta":3877,"componentsAfterTheArticle":3878},"84051c1c-b4a9-4440-a54d-2d97111882f7",[3848],{"name":794,"created_at":2971,"published_at":16,"updated_at":2972,"id":2973,"uuid":2974,"content":3849,"slug":2976,"full_slug":2977,"sort_by_date":25,"position":2686,"tag_list":3850,"is_startpage":28,"parent_id":2688,"meta_data":25,"group_id":2979,"first_published_at":2690,"release_id":25,"lang":32,"path":25,"alternates":3851,"default_full_slug":2981,"translated_slugs":3852,"_stopResolving":41},{"_uid":2683,"name":794,"component":22},[],[],[3853,3854,3855],{"path":2981,"name":25,"lang":37,"published":25},{"path":2981,"name":25,"lang":39,"published":25},{"path":2981,"name":25,"lang":32,"published":25},{"name":550,"created_at":551,"published_at":16,"updated_at":552,"id":553,"uuid":554,"content":3857,"slug":562,"full_slug":563,"sort_by_date":25,"position":52,"tag_list":3859,"is_startpage":28,"parent_id":565,"meta_data":25,"group_id":566,"first_published_at":567,"release_id":25,"lang":32,"path":25,"alternates":3860,"default_full_slug":569,"translated_slugs":3861,"_stopResolving":41},{"_uid":556,"icon":3858,"name":550,"component":561},{"id":558,"alt":559,"name":90,"focus":90,"title":90,"filename":560,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3862,3863,3864],{"path":569,"name":25,"lang":37,"published":25},{"path":569,"name":25,"lang":39,"published":25},{"path":569,"name":25,"lang":32,"published":25},[32],[],"Gestión de gastos multiempresa: control por entidad","2026-08-20 00:00",[3870],{"_uid":3871,"asset":3872,"caption":90,"component":3007},"df72a749-7b55-4b0a-8e4e-c4a82d38d646",{"id":3873,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3874,"copyright":90,"fieldtype":95,"meta_data":3875,"is_external_url":28},213583979215660,"https://a.storyblok.com/f/146026/1535x1024/071f1cb8a7/gestion-de-gastos-multiempresa.png",{},"Gestión de gastos multiempresa: cómo controlar el gasto por entidad, consolidar la visibilidad del grupo y preparar el cierre contable de cada filial.",[],[3879],{"_uid":3880,"items":3881,"heading":3942,"component":680},"4688c2b9-e914-4f95-b290-55b20e3c1260",[3882,3892,3902,3912,3922,3932],{"_uid":3883,"title":3884,"component":589,"description":3885},"1809c048-8bd9-48d9-9bc2-b67adcd3f432","¿Qué es la gestión de gastos multiempresa?",{"type":107,"content":3886},[3887],{"type":110,"attrs":3888,"content":3889},{"textAlign":25},[3890],{"text":3891,"type":116},"La gestión de gastos multiempresa consiste en controlar el gasto de varias sociedades o entidades dentro de un mismo marco operativo. Incluye la gestión de presupuestos, tarjetas, solicitudes, facturas, aprobaciones, pagos y datos contables, manteniendo separada la información de cada entidad.",{"_uid":3893,"title":3894,"component":589,"description":3895},"06d2ac6a-88c4-43a1-a390-356d7269c166","¿Qué diferencia hay entre visibilidad consolidada y consolidación contable?",{"type":107,"content":3896},[3897],{"type":110,"attrs":3898,"content":3899},{"textAlign":25},[3900],{"text":3901,"type":116},"La visibilidad consolidada permite consultar datos operativos de varias entidades en una vista agrupada. La consolidación contable es un proceso formal que puede incluir la homogeneización de criterios, la conversión de divisas, las eliminaciones intragrupo y la formulación de cuentas consolidadas. Una vista agrupada no sustituye a este proceso.",{"_uid":3903,"title":3904,"component":589,"description":3905},"b3c8f8cc-6850-4a08-9b89-06c464dc030c","¿Puede Spendesk gestionar varias filiales?",{"type":107,"content":3906},[3907],{"type":110,"attrs":3908,"content":3909},{"textAlign":25},[3910],{"text":3911,"type":116},"Spendesk admite organizaciones con varias entidades y ofrece herramientas para gestionar el gasto, los presupuestos, las tarjetas, las facturas y las aprobaciones por entidad. Las personas con los permisos correspondientes pueden supervisar varias entidades desde un mismo espacio. La disponibilidad y el alcance de estas funciones dependen del plan, las entidades y la configuración de la cuenta.",{"_uid":3913,"title":3914,"component":589,"description":3915},"593fe39f-ca6e-492c-b198-41b611f37396","¿Puede Spendesk consolidar las cuentas anuales del grupo?",{"type":107,"content":3916},[3917],{"type":110,"attrs":3918,"content":3919},{"textAlign":25},[3920],{"text":3921,"type":116},"No. Spendesk puede ayudar a preparar y exportar información de gastos y pagos hacia sistemas contables compatibles, pero no debe presentarse como una herramienta de consolidación estatutaria. La eliminación de operaciones intragrupo, los ajustes de consolidación y la formulación de las cuentas anuales consolidadas deben realizarse en el ERP, en una herramienta especializada o mediante el proceso contable correspondiente.",{"_uid":3923,"title":3924,"component":589,"description":3925},"bfed3ab2-cd75-4413-a7c9-51b05706e98c","¿Cómo se conectan los datos de Spendesk con la contabilidad?",{"type":107,"content":3926},[3927],{"type":110,"attrs":3928,"content":3929},{"textAlign":25},[3930],{"text":3931,"type":116},"Spendesk puede conectarse a determinados sistemas contables mediante integraciones nativas, exportaciones personalizadas o archivos, según la disponibilidad para cada entidad y plan. La empresa debe configurar las cuentas, los códigos de IVA, los diarios y las dimensiones analíticas que necesite, y validar el resultado en el sistema contable.",{"_uid":3933,"title":3934,"component":589,"description":3935},"1b677fd5-cb26-4903-aa2a-5c5fc0bfe43f","¿Cómo se controlan los presupuestos de varias filiales?",{"type":107,"content":3936},[3937],{"type":110,"attrs":3938,"content":3939},{"textAlign":25},[3940],{"text":3941,"type":116},"Los presupuestos pueden organizarse por entidad, equipo, proyecto, centro de coste o categoría, según la configuración disponible. Cada responsable puede consultar el gasto utilizado, comprometido y disponible de su ámbito, mientras que la dirección financiera puede supervisar la actividad de varias entidades con los permisos adecuados.",[3943],{"cta":3944,"_uid":3945,"title":3946,"eyebrow":3952,"subtitle":3957,"component":145,"textAlign":90,"flexibleSection":3962,"sectionSettings":3963,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"59de6caa-7018-49d8-a5fa-bcab895aca69",{"type":107,"content":3947},[3948],{"type":145,"attrs":3949,"content":3950},{"level":147,"textAlign":25},[3951],{"text":667,"type":116},{"type":107,"content":3953},[3954],{"type":110,"attrs":3955,"content":3956},{"textAlign":25},[],{"type":107,"content":3958},[3959],{"type":110,"attrs":3960,"content":3961},{"textAlign":25},[],[],[],"gestion-de-gastos-multiempresa","es/blog/gestion-de-gastos-multiempresa",-2910,[],"4436faa7-cc75-4ae1-9f30-09fa6a31841e","2026-08-26T16:07:21.435Z",[],"blog/gestion-de-gastos-multiempresa",[3973,3974,3975],{"path":3971,"name":25,"lang":37,"published":25},{"path":3971,"name":25,"lang":39,"published":25},{"path":3971,"name":25,"lang":32,"published":25},{"name":3977,"created_at":3978,"published_at":3979,"updated_at":3980,"id":3981,"uuid":3982,"content":3983,"slug":4102,"full_slug":4103,"sort_by_date":25,"position":4104,"tag_list":4105,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":4106,"first_published_at":4107,"release_id":25,"lang":32,"path":25,"alternates":4108,"default_full_slug":4109,"translated_slugs":4110},"Factura electrónica B2B obligatoria en España: RD 238/2026, plazos y obligaciones de información","2026-08-26T15:56:48.444Z","2026-08-27T12:05:49.875Z","2026-08-27T12:05:49.897Z",213279573839287,"fd5bdfbe-88a9-430c-a4c8-3fe4dc83e887",{"_uid":3984,"title":3977,"topics":3985,"noIndex":28,"category":3994,"language":4003,"component":562,"heroMedia":4004,"metaTitle":4005,"publishedAt":4006,"readingTime":3434,"redirectUrl":90,"listingImage":4007,"metaDescription":4014,"bottomArticleCta":4015,"componentsAfterTheArticle":4016},"fef2010a-eba8-4d77-ba63-0f84b8d05d91",[3986],{"name":778,"created_at":2678,"published_at":16,"updated_at":2679,"id":2680,"uuid":2681,"content":3987,"slug":2684,"full_slug":2685,"sort_by_date":25,"position":2686,"tag_list":3988,"is_startpage":28,"parent_id":2688,"meta_data":25,"group_id":2689,"first_published_at":2690,"release_id":25,"lang":32,"path":25,"alternates":3989,"default_full_slug":2692,"translated_slugs":3990,"_stopResolving":41},{"_uid":2683,"name":778,"component":22},[],[],[3991,3992,3993],{"path":2692,"name":25,"lang":37,"published":25},{"path":2692,"name":25,"lang":39,"published":25},{"path":2692,"name":25,"lang":32,"published":25},{"name":550,"created_at":551,"published_at":16,"updated_at":552,"id":553,"uuid":554,"content":3995,"slug":562,"full_slug":563,"sort_by_date":25,"position":52,"tag_list":3997,"is_startpage":28,"parent_id":565,"meta_data":25,"group_id":566,"first_published_at":567,"release_id":25,"lang":32,"path":25,"alternates":3998,"default_full_slug":569,"translated_slugs":3999,"_stopResolving":41},{"_uid":556,"icon":3996,"name":550,"component":561},{"id":558,"alt":559,"name":90,"focus":90,"title":90,"filename":560,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4000,4001,4002],{"path":569,"name":25,"lang":37,"published":25},{"path":569,"name":25,"lang":39,"published":25},{"path":569,"name":25,"lang":32,"published":25},[32],[],"Factura electrónica B2B obligatoria: RD 238/2026","2026-08-18 00:00",[4008],{"_uid":4009,"asset":4010,"caption":90,"component":3007},"3656e231-7cc5-4017-b6ab-7fad002b60f3",{"id":4011,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4012,"copyright":90,"fieldtype":95,"meta_data":4013,"is_external_url":28},213576660674406,"https://a.storyblok.com/f/146026/1535x1024/af07ce5080/factura-electronica-b2b-obligatoria.png",{"size":3006},"Descubre cuándo entra en vigor la factura electrónica B2B obligatoria en España, a quién afecta primero, qué comunicar en cuatro días y las sanciones.",[],[4017],{"_uid":4018,"items":4019,"heading":4080,"component":680},"ed1beb78-2e64-4eec-b80b-41ff657d25ea",[4020,4030,4040,4050,4060,4070],{"_uid":4021,"title":4022,"component":589,"description":4023},"283ede3f-09f4-4759-8973-a693d94ea973","¿Cuándo entra en vigor la factura electrónica B2B en España?",{"type":107,"content":4024},[4025],{"type":110,"attrs":4026,"content":4027},{"textAlign":25},[4028],{"text":4029,"type":116},"El Real Decreto 238/2026 entró formalmente en vigor el 20 de abril de 2026. Sin embargo, los plazos para la aplicación efectiva de las obligaciones principales empiezan a contar cuando entre en vigor la orden ministerial prevista. A partir de ese momento, se contemplan 12 meses para las empresas que hayan superado el umbral de 8 millones de euros de volumen de operaciones y 24 meses para el resto de empresas y profesionales incluidos.",{"_uid":4031,"title":4032,"component":589,"description":4033},"4e9d6662-a73d-42f6-a917-670dd58c2996","¿Quién está obligado a utilizar la factura electrónica B2B?",{"type":107,"content":4034},[4035],{"type":110,"attrs":4036,"content":4037},{"textAlign":25},[4038],{"text":4039,"type":116},"La obligación afecta principalmente a las operaciones en las que un empresario o profesional emite una factura a otro empresario o profesional incluido en el ámbito español previsto por la normativa. La aplicación depende de la operación, la condición y la ubicación de las partes y las posibles exclusiones. Las operaciones B2C y B2G tienen reglas diferentes.",{"_uid":4041,"title":4042,"component":589,"description":4043},"310194eb-0234-4c6b-a583-ed00c32a365e","¿Es lo mismo la factura electrónica B2B que VERI*FACTU?",{"type":107,"content":4044},[4045],{"type":110,"attrs":4046,"content":4047},{"textAlign":25},[4048],{"text":4049,"type":116},"No. La factura electrónica B2B regula el formato y el intercambio de facturas entre empresas y profesionales. VERI*FACTU forma parte del marco aplicable a los sistemas informáticos de facturación y a sus registros. Ambas obligaciones pueden afectar a una misma empresa, pero tienen objetivos y requisitos diferentes.",{"_uid":4051,"title":4052,"component":589,"description":4053},"fc35e05b-e765-4823-9532-a282a8888215","¿Se podrá seguir enviando una factura en PDF por correo electrónico?",{"type":107,"content":4054},[4055],{"type":110,"attrs":4056,"content":4057},{"textAlign":25},[4058],{"text":4059,"type":116},"Un PDF puede seguir utilizándose en determinados contextos y periodos transitorios, pero no equivale por sí solo a una factura electrónica B2B estructurada. Cuando la obligación sea aplicable, la factura deberá cumplir los requisitos de formato e intercambio establecidos por la normativa. En algunos casos transitorios puede ser necesario enviar también una copia legible en PDF.",{"_uid":4061,"title":4062,"component":589,"description":4063},"746ebd48-350a-4272-b985-d676e56e4b65","¿Puede Spendesk cumplir por sí sola con la factura electrónica B2B en España?",{"type":107,"content":4064},[4065],{"type":110,"attrs":4066,"content":4067},{"textAlign":25},[4068],{"text":4069,"type":116},"Spendesk puede ayudar a las empresas a preparar y organizar sus procesos internos de gestión de facturas de proveedores, desde la captura y revisión de los datos hasta la aprobación, el pago y la trazabilidad. De este modo, los equipos financieros pueden contar con un proceso más estructurado antes de coordinarlo con la solución de factura electrónica B2B correspondiente. Spendesk no sustituye por sí sola a esa solución ni cubre automáticamente todos los requisitos aplicables en España en materia de emisión, intercambio y comunicación de estados.",{"_uid":4071,"title":4072,"component":589,"description":4073},"04c02eac-391e-4a3b-a9e3-f37f777310a2","¿Qué formatos de factura electrónica serán válidos?",{"type":107,"content":4074},[4075],{"type":110,"attrs":4076,"content":4077},{"textAlign":25},[4078],{"text":4079,"type":116},"El marco regulatorio contempla formatos estructurados compatibles con EN 16931, entre ellos CII, UBL, EDIFACT y Facturae. La plataforma utilizada debe ser capaz de trabajar con los formatos y requisitos de interoperabilidad aplicables al sistema español.",[4081],{"cta":4082,"_uid":4083,"title":4084,"eyebrow":4090,"subtitle":4095,"component":145,"textAlign":90,"flexibleSection":4100,"sectionSettings":4101,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"87703176-357e-4029-b671-6e2f33e3ba25",{"type":107,"content":4085},[4086],{"type":145,"attrs":4087,"content":4088},{"level":147,"textAlign":25},[4089],{"text":667,"type":116},{"type":107,"content":4091},[4092],{"type":110,"attrs":4093,"content":4094},{"textAlign":25},[],{"type":107,"content":4096},[4097],{"type":110,"attrs":4098,"content":4099},{"textAlign":25},[],[],[],"factura-electronica-b2b-obligatoria","es/blog/factura-electronica-b2b-obligatoria",-2900,[],"239c3755-1891-4b1a-9bbb-7368f4bcfe70","2026-08-26T16:07:20.321Z",[],"blog/factura-electronica-b2b-obligatoria",[4111,4112,4113],{"path":4109,"name":25,"lang":37,"published":25},{"path":4109,"name":25,"lang":39,"published":25},{"path":4109,"name":25,"lang":32,"published":25},{"name":4115,"created_at":4116,"published_at":4117,"updated_at":4118,"id":4119,"uuid":4120,"content":4121,"slug":4248,"full_slug":4249,"sort_by_date":25,"position":4250,"tag_list":4251,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":4252,"first_published_at":4253,"release_id":25,"lang":32,"path":25,"alternates":4254,"default_full_slug":4255,"translated_slugs":4256},"Libro de facturas emitidas y recibidas: qué debe contener, plazos y sanciones","2026-08-26T15:56:47.353Z","2026-08-27T12:00:14.540Z","2026-08-27T12:00:14.572Z",213279569366426,"1f4e5b3d-e6c8-4e10-9f39-9e11018de9c7",{"_uid":4122,"title":4115,"topics":4123,"noIndex":28,"category":4132,"language":4141,"component":562,"heroMedia":4142,"metaTitle":4143,"publishedAt":4144,"readingTime":2471,"redirectUrl":90,"listingImage":4145,"metaDescription":4152,"bottomArticleCta":4153,"componentsAfterTheArticle":4154},"1aa48761-92ae-4fbf-8b56-8bcb90e53a67",[4124],{"name":778,"created_at":2678,"published_at":16,"updated_at":2679,"id":2680,"uuid":2681,"content":4125,"slug":2684,"full_slug":2685,"sort_by_date":25,"position":2686,"tag_list":4126,"is_startpage":28,"parent_id":2688,"meta_data":25,"group_id":2689,"first_published_at":2690,"release_id":25,"lang":32,"path":25,"alternates":4127,"default_full_slug":2692,"translated_slugs":4128,"_stopResolving":41},{"_uid":2683,"name":778,"component":22},[],[],[4129,4130,4131],{"path":2692,"name":25,"lang":37,"published":25},{"path":2692,"name":25,"lang":39,"published":25},{"path":2692,"name":25,"lang":32,"published":25},{"name":550,"created_at":551,"published_at":16,"updated_at":552,"id":553,"uuid":554,"content":4133,"slug":562,"full_slug":563,"sort_by_date":25,"position":52,"tag_list":4135,"is_startpage":28,"parent_id":565,"meta_data":25,"group_id":566,"first_published_at":567,"release_id":25,"lang":32,"path":25,"alternates":4136,"default_full_slug":569,"translated_slugs":4137,"_stopResolving":41},{"_uid":556,"icon":4134,"name":550,"component":561},{"id":558,"alt":559,"name":90,"focus":90,"title":90,"filename":560,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4138,4139,4140],{"path":569,"name":25,"lang":37,"published":25},{"path":569,"name":25,"lang":39,"published":25},{"path":569,"name":25,"lang":32,"published":25},[32],[],"Libro de facturas emitidas y recibidas: qué contener","2026-08-19 00:00",[4146],{"_uid":4147,"asset":4148,"caption":90,"component":3007},"00eb54dd-181c-41bb-a81a-1468f0229100",{"id":4149,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4150,"copyright":90,"fieldtype":95,"meta_data":4151,"is_external_url":28},213575285818614,"https://a.storyblok.com/f/146026/1536x1024/04c594545c/libro-registro-facturas-emitidas-recibidas.png",{},"Libro registro de facturas recibidas: qué datos debe contener, cómo gestionarlo y qué debes revisar para mantener al día tus libros registro del IVA.",[],[4155],{"_uid":4156,"items":4157,"heading":4226,"component":680},"260a9c76-16bd-46cb-9256-480f8dab3c20",[4158,4168,4178,4196,4206,4216],{"_uid":4159,"title":4160,"component":589,"description":4161},"a41c4649-d687-448b-bf01-65362821de65","¿Qué consecuencias puede tener omitir un dato del libro registro?",{"type":107,"content":4162},[4163],{"type":110,"attrs":4164,"content":4165},{"textAlign":25},[4166],{"text":4167,"type":116},"Omitir o registrar de forma incorrecta una información puede dificultar la revisión contable y, según las circunstancias, dar lugar a consecuencias fiscales o sancionadoras. La valoración depende del tipo de error, del registro afectado, del régimen de la empresa y de la normativa vigente. Consulta la información de la Agencia Tributaria o a un asesor fiscal.",{"_uid":4169,"title":4170,"component":589,"description":4171},"1e0b697d-a60b-4b3f-bd6e-b07d61a6ec99","¿Se pueden agrupar varias facturas en un asiento resumen?",{"type":107,"content":4172},[4173],{"type":110,"attrs":4174,"content":4175},{"textAlign":25},[4176],{"text":4177,"type":116},"En determinados supuestos, la normativa permite utilizar asientos resumen. Las condiciones dependen del tipo de factura, la operación, los importes y otros requisitos. No todas las facturas pueden agruparse, por lo que conviene revisar las instrucciones vigentes antes de utilizar este método.",{"_uid":4179,"title":4180,"component":589,"description":4181},"b5737e9c-4d36-42e2-8625-6bbe8a99ae6c","¿Cuánto tiempo deben conservarse las facturas y los libros registro?",{"type":107,"content":4182},[4183],{"type":110,"attrs":4184,"content":4185},{"textAlign":25},[4186,4188,4194],{"text":4187,"type":116},"Las obligaciones de conservación pueden variar según se trate de facturas, libros contables, activos sujetos a regularización u otros documentos. No debe aplicarse un único plazo a todos los casos. La Agencia Tributaria ofrece información sobre la",{"text":4189,"type":116,"marks":4190}," conservación de facturas",[4191],{"type":161,"attrs":4192},{"href":4193,"uuid":25,"anchor":25,"target":164,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/iva/facturacion-registro/facturacion-iva/obligacion-conservar-facturas.html",{"text":4195,"type":116}," y sobre las obligaciones contables y registrales.",{"_uid":4197,"title":4198,"component":589,"description":4199},"e6934227-e274-46d4-97aa-3dea11c63fe1","¿Se puede utilizar Excel para llevar el libro registro?",{"type":107,"content":4200},[4201],{"type":110,"attrs":4202,"content":4203},{"textAlign":25},[4204],{"text":4205,"type":116},"La herramienta utilizada debe permitir recoger la información necesaria, mantener el orden de las anotaciones y conservar la documentación relacionada. Excel puede no ser suficiente para gestionar un volumen elevado de facturas, aprobaciones, documentos y correcciones. La empresa debe confirmar que el sistema elegido se adapta a sus obligaciones y procesos internos.",{"_uid":4207,"title":4208,"component":589,"description":4209},"72ec2867-2ead-49c9-b68b-a5bfe1a09dd6","¿Puede Spendesk sustituir el libro registro de facturas recibidas?",{"type":107,"content":4210},[4211],{"type":110,"attrs":4212,"content":4213},{"textAlign":25},[4214],{"text":4215,"type":116},"No. Spendesk no debe presentarse como un sustituto automático del libro fiscal oficial ni como una herramienta de asesoramiento tributario. Puede ayudar a centralizar facturas de proveedores, extraer y revisar datos, gestionar aprobaciones, conservar la documentación del proceso y preparar información para su exportación al sistema contable. La empresa sigue siendo responsable de validar el registro final y el tratamiento fiscal aplicable.",{"_uid":4217,"title":4218,"component":589,"description":4219},"ce45d85b-586d-43e8-895b-d16c57e3970f","¿Cómo se gestionan las facturas rectificativas?",{"type":107,"content":4220},[4221],{"type":110,"attrs":4222,"content":4223},{"textAlign":25},[4224],{"text":4225,"type":116},"Las facturas rectificativas deben identificarse y relacionarse con la operación original conforme a las reglas aplicables. En Spendesk, el equipo puede gestionar la documentación y el flujo de revisión, pero el tratamiento contable y fiscal debe validarse según las circunstancias de la operación.",[4227],{"cta":4228,"_uid":4229,"title":4230,"eyebrow":4236,"subtitle":4241,"component":145,"textAlign":90,"flexibleSection":4246,"sectionSettings":4247,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"37b08c3d-c162-4c57-b3b3-d6d60bdc54aa",{"type":107,"content":4231},[4232],{"type":145,"attrs":4233,"content":4234},{"level":147,"textAlign":25},[4235],{"text":667,"type":116},{"type":107,"content":4237},[4238],{"type":110,"attrs":4239,"content":4240},{"textAlign":25},[],{"type":107,"content":4242},[4243],{"type":110,"attrs":4244,"content":4245},{"textAlign":25},[],[],[],"libro-registro-facturas-emitidas-recibidas","es/blog/libro-registro-facturas-emitidas-recibidas",-2890,[],"6362c47f-9bce-4f42-9a7d-96ca70dcc919","2026-08-26T16:07:19.051Z",[],"blog/libro-registro-facturas-emitidas-recibidas",[4257,4258,4259],{"path":4255,"name":25,"lang":37,"published":25},{"path":4255,"name":25,"lang":39,"published":25},{"path":4255,"name":25,"lang":32,"published":25},{"name":4261,"created_at":4262,"published_at":4263,"updated_at":4264,"id":4265,"uuid":4266,"content":4267,"slug":4396,"full_slug":4397,"sort_by_date":25,"position":4398,"tag_list":4399,"is_startpage":28,"parent_id":685,"meta_data":25,"group_id":4400,"first_published_at":4401,"release_id":25,"lang":32,"path":25,"alternates":4402,"default_full_slug":4403,"translated_slugs":4404},"Facturas con retención de IRPF: cómo validarlas y pagarlas correctamente desde el equipo de finanzas","2026-08-26T15:56:46.281Z","2026-08-27T14:08:24.833Z","2026-08-27T14:08:24.863Z",213279564983671,"5c88a22e-413e-4b5a-a189-6e7f76a56680",{"_uid":4268,"title":4261,"topics":4269,"noIndex":28,"category":4278,"language":4287,"component":562,"heroMedia":4288,"metaTitle":4289,"publishedAt":4290,"readingTime":3295,"redirectUrl":90,"listingImage":4291,"metaDescription":4298,"bottomArticleCta":4299,"componentsAfterTheArticle":4300},"2e625e42-c16d-4154-bf03-c232bc3dfa31",[4270],{"name":778,"created_at":2678,"published_at":16,"updated_at":2679,"id":2680,"uuid":2681,"content":4271,"slug":2684,"full_slug":2685,"sort_by_date":25,"position":2686,"tag_list":4272,"is_startpage":28,"parent_id":2688,"meta_data":25,"group_id":2689,"first_published_at":2690,"release_id":25,"lang":32,"path":25,"alternates":4273,"default_full_slug":2692,"translated_slugs":4274,"_stopResolving":41},{"_uid":2683,"name":778,"component":22},[],[],[4275,4276,4277],{"path":2692,"name":25,"lang":37,"published":25},{"path":2692,"name":25,"lang":39,"published":25},{"path":2692,"name":25,"lang":32,"published":25},{"name":550,"created_at":551,"published_at":16,"updated_at":552,"id":553,"uuid":554,"content":4279,"slug":562,"full_slug":563,"sort_by_date":25,"position":52,"tag_list":4281,"is_startpage":28,"parent_id":565,"meta_data":25,"group_id":566,"first_published_at":567,"release_id":25,"lang":32,"path":25,"alternates":4282,"default_full_slug":569,"translated_slugs":4283,"_stopResolving":41},{"_uid":556,"icon":4280,"name":550,"component":561},{"id":558,"alt":559,"name":90,"focus":90,"title":90,"filename":560,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4284,4285,4286],{"path":569,"name":25,"lang":37,"published":25},{"path":569,"name":25,"lang":39,"published":25},{"path":569,"name":25,"lang":32,"published":25},[32],[],"Facturas con retención de IRPF: validar y pagar","2026-08-13 00:00",[4292],{"_uid":4293,"asset":4294,"caption":90,"component":3007},"151f7118-8129-4073-853c-cb7d6fbd7298",{"id":4295,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4296,"copyright":90,"fieldtype":95,"meta_data":4297,"is_external_url":28},213606776465376,"https://a.storyblok.com/f/146026/1536x1024/e35b1a092d/facturas-con-retencion-de-irpf.png",{"size":3303},"Facturas con retención de IRPF: cómo validar el porcentaje, revisar la base y aprobar el pago desde el equipo de Finanzas.",[],[4301],{"_uid":4302,"items":4303,"heading":4374,"component":680},"5825f6bb-0a60-427b-9780-9a3436456e50",[4304,4314,4324,4334,4344,4354,4364],{"_uid":4305,"title":4306,"component":589,"description":4307},"2c41ac83-8d9c-40c0-a007-34f8d9bd94ad","¿Todas las facturas de profesionales llevan retención de IRPF?",{"type":107,"content":4308},[4309],{"type":110,"attrs":4310,"content":4311},{"textAlign":25},[4312],{"text":4313,"type":116},"No. La obligación depende del pagador, del tipo de ingreso, de la actividad del proveedor y de las circunstancias de la operación. Que el proveedor sea autónomo o que la factura corresponda a un servicio profesional no basta para aplicar automáticamente una retención.",{"_uid":4315,"title":4316,"component":589,"description":4317},"bd580b26-df21-4199-85a9-dc77a8fb5bf3","¿Cómo se calcula la retención de IRPF en una factura?",{"type":107,"content":4318},[4319],{"type":110,"attrs":4320,"content":4321},{"textAlign":25},[4322],{"text":4323,"type":116},"Como orientación general, se aplica el porcentaje correspondiente sobre la remuneración o base sujeta a retención. En una factura profesional ordinaria, suele tomarse como referencia la base antes del IVA. Los suplidos, gastos repercutidos, descuentos y otros conceptos pueden requerir un tratamiento diferente.",{"_uid":4325,"title":4326,"component":589,"description":4327},"b4e975a6-fdda-4f6b-b4c6-be4e5deab215","¿Qué hago si una factura profesional llega sin retención?",{"type":107,"content":4328},[4329],{"type":110,"attrs":4330,"content":4331},{"textAlign":25},[4332],{"text":4333,"type":116},"No la pagues automáticamente. Comprueba si la operación está sujeta, revisa la situación del proveedor y consulta con la asesoría o la persona responsable de impuestos. Puede ser necesario solicitar una corrección, documentar el porcentaje aplicable o ajustar el proceso de pago y registro.",{"_uid":4335,"title":4336,"component":589,"description":4337},"e0cbee5b-47c5-4e93-b587-4ea85f994655","¿Quién ingresa la retención en Hacienda?",{"type":107,"content":4338},[4339],{"type":110,"attrs":4340,"content":4341},{"textAlign":25},[4342],{"text":4343,"type":116},"Cuando la empresa está obligada a retener, el pagador debe cumplir las obligaciones de ingreso y declaración correspondientes. La gestión puede incluir declaraciones periódicas y resúmenes anuales. El proveedor recibe un certificado con la información necesaria para su declaración.",{"_uid":4345,"title":4346,"component":589,"description":4347},"f0a0ff0f-d530-46cd-ae89-0e336e025935","¿Cómo ayuda Spendesk a gestionar facturas con retención de IRPF?",{"type":107,"content":4348},[4349],{"type":110,"attrs":4350,"content":4351},{"textAlign":25},[4352],{"text":4353,"type":116},"Spendesk ayuda a centralizar las facturas de proveedores, extraer determinados datos mediante OCR, revisar y editar la información, gestionar los flujos de aprobación, programar los pagos y exportar la información al sistema contable, en función de la integración disponible. Esto permite al equipo financiero mantener el proceso organizado y trazable, al tiempo que valida por separado si la factura está sujeta a retención, qué porcentaje resulta aplicable y cuál es el tratamiento fiscal correspondiente.",{"_uid":4355,"title":4356,"component":589,"description":4357},"c80b46e8-fbde-42dc-843b-2ddbe60c6342","¿Puede Spendesk calcular automáticamente la retención de IRPF?",{"type":107,"content":4358},[4359],{"type":110,"attrs":4360,"content":4361},{"textAlign":25},[4362],{"text":4363,"type":116},"No debe presentarse Spendesk como una herramienta que calcula, valida o aplica automáticamente las retenciones de IRPF en España. Spendesk puede ayudar a centralizar facturas, extraer datos estándar, gestionar aprobaciones, programar pagos y exportar información contable. El equipo financiero debe validar el tratamiento fiscal mediante sus procedimientos y sistemas correspondientes.",{"_uid":4365,"title":4366,"component":589,"description":4367},"cc10cb16-b28a-4f80-83d4-5f04e2201f09","¿Cómo se registra una factura con retención?",{"type":107,"content":4368},[4369],{"type":110,"attrs":4370,"content":4371},{"textAlign":25},[4372],{"text":4373,"type":116},"El registro debe distinguir el gasto, el IVA que pueda ser deducible, el importe neto que se paga al proveedor y la retención pendiente de ingreso. Las cuentas y el asiento dependen del plan contable y del ERP de la empresa, por lo que deben confirmarse con el equipo contable o la asesoría.",[4375],{"cta":4376,"_uid":4377,"title":4378,"eyebrow":4384,"subtitle":4389,"component":145,"textAlign":90,"flexibleSection":4394,"sectionSettings":4395,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"360fcad8-3e5d-4055-8ca7-dafd01d0167c",{"type":107,"content":4379},[4380],{"type":145,"attrs":4381,"content":4382},{"level":147,"textAlign":25},[4383],{"text":667,"type":116},{"type":107,"content":4385},[4386],{"type":110,"attrs":4387,"content":4388},{"textAlign":25},[],{"type":107,"content":4390},[4391],{"type":110,"attrs":4392,"content":4393},{"textAlign":25},[],[],[],"facturas-con-retencion-de-irpf","es/blog/facturas-con-retencion-de-irpf",-2880,[],"a9350e98-5a01-42e3-938d-5dc2a4cbbd74","2026-08-26T16:07:17.923Z",[],"blog/facturas-con-retencion-de-irpf",[4405,4406,4407],{"path":4403,"name":25,"lang":37,"published":25},{"path":4403,"name":25,"lang":39,"published":25},{"path":4403,"name":25,"lang":32,"published":25},[4409,4410,4411,4412],["Reactive",3118],["Reactive",3552],["Reactive",3404],["Reactive",4260],1788778787258]